Lead Credit Risk Manager

Placements24; Gauteng; Presencial; ZAR 1.200.000 - 1.500.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Medical aid

Dental cover

Pension fund

Bonuses

Descripción de la vacante

Placements24 is seeking an experienced Lead Credit Risk Manager to oversee credit risk operations in Pretoria, Gauteng. This senior role will shape risk strategy, lead a risk team, and ensure regulatory compliance across large corporate portfolios.

You will drive credit risk modeling, stress testing, and mitigation of potential losses, while reporting to senior management and collaborating with business units for balanced risk and commercial goals.

Formación

• Master's degree in Finance, Economics, Statistics, or a related quantitative field.
• 7+ years of experience in credit risk management within banking/financial services.
• Proven leadership and team management skills.
• Deep understanding of credit risk modeling, Basel Accords, and SA regulatory requirements.

Responsabilidades

• Develop, implement, and maintain credit risk management strategy and policies.
• Lead and mentor the credit risk team.
• Oversee assessment and approval of credit applications for large corporate clients.
• Monitor creditworthiness of the existing loan portfolio and identify risks.
• Design and implement stress testing and scenario analysis for credit risk.
• Ensure compliance with SARB regulations and other regulatory frameworks.
• Collaborate with business units to balance risk appetite with commercial objectives.
• Prepare reports on credit risk exposure for senior management and board.
• Develop and refine credit scoring models and early warning systems.
• Manage relationships with external rating agencies and auditors.

Conocimientos

Leadership

Stakeholder communication

Analytical skills

Regulatory knowledge

Educación

Master's degree in Finance/Economics/Statistics

Herramientas

Risk management software

Data analysis tools

Descripción del empleo

About the Role

Our client, a prominent financial services provider, is seeking an experienced and strategic Lead Credit Risk Manager to oversee their credit risk operations in Pretoria, Gauteng . This senior position is critical for safeguarding the company's financial health by developing and implementing robust credit risk management frameworks. The successful candidate will lead a team of risk professionals, ensuring compliance with regulatory requirements and mitigating potential credit losses. This role offers a significant opportunity to shape risk strategy within a leading organization in the Pretoria financial landscape.

Key Responsibilities

• Develop, implement, and maintain the credit risk management strategy and policies.
• Lead and mentor the credit risk team, fostering a culture of high performance and continuous improvement.
• Oversee the assessment and approval of credit applications for large corporate clients.
• Monitor the creditworthiness of the existing loan portfolio and identify potential risks.
• Design and implement stress testing and scenario analysis for credit risk.
• Ensure compliance with all relevant regulatory frameworks (e.g., SARB regulations).
• Collaborate with business units to balance risk appetite with commercial objectives.
• Prepare comprehensive reports on credit risk exposure for senior management and the board.
• Develop and refine credit scoring models and early warning systems.
• Manage relationships with external rating agencies and auditors on credit risk matters.

Requirements

• Master's degree in Finance, Economics, Statistics, or a related quantitative field.
• Extensive experience (7+ years) in credit risk management within the banking or financial services industry.
• Proven leadership and team management skills.
• Deep understanding of credit risk modeling, Basel Accords, and regulatory requirements in South Africa.
• Strong analytical and problem-solving abilities with a meticulous attention to detail.
• Excellent communication, negotiation, and interpersonal skills.
• Proficiency in risk management software and data analysis tools.
• Experience in developing and implementing risk appetite frameworks.
• Ability to present complex information clearly to diverse stakeholders.
• Demonstrated ability to make sound judgments in high-pressure situations.

Benefits

• An attractive salary package of up to ZAR per annum.
• Comprehensive medical aid and dental cover.
• Generous contribution to a pension fund.
• Significant performance-based bonuses.
• Opportunities for professional development and international exposure.
• A key leadership role in Pretoria with high visibility.
• Supportive work environment with experienced colleagues.
• Relocation assistance may be considered for exceptional candidates.
• State-of-the-art office facilities in Pretoria .
• Annual leave and other statutory benefits.