Risk Manager

Capitec Bank Ltd; South Africa; On-site; ZAR 1,800,000 - 3,500,000; Full time

Job summary

Capitec Bank Ltd is seeking an senior Risk Management leader to provide 2nd line oversight and drive enterprise risk management. The role requires extensive experience overseeing risk initiatives within a large banking organisation and aligning risk metrics with strategic goals.

Ideal candidates will have a strong track record in governance, risk frameworks, and regulatory liaison, with leadership capabilities to build high-performing teams and influence cross-functional stakeholders.

Qualifications

• 10+ years in risk management in a senior role.
• Experience with banking regulations and capital markets.
• Proven ability to influence stakeholders to achieve objectives.
• Regulatory liaison and engagements.

Responsibilities

• Provide 2nd line oversight of risk management across the enterprise.
• Lead risk initiatives across a large organisation.
• Align metrics, reporting and tactical objectives with strategy.
• Engage with regulators and lead regulatory engagements.
• Build and develop risk teams and capabilities.

Skills

Analytical

Commercial thinking

Decision making

Relationship management

Leadership

Problem solving

Education

Bachelor's in Risk and Compliance or Law

Post-graduate qualification in Risk and Compliance or Law

Job description

Purpose Statement

To actively influence and provide expert Risk Management oversight to relevant stakeholders where required, contributing to risk culture maturity, regulatory compliance and strategic risk mitigation, while enabling informed decision-making and sustainable business performance. As part of the Enterprise Risk Management Framework implementation, provide 2nd line oversight over all aspects relating to Risk Management.

Experience

- 10yrs+ risk management in a senior role overseeing a large organizational unit preferably in a financial institution or bank.

Or

- As a risk specialist in a leadership role

Industry experience of at least 6 years with banking regulations, capital markets, technology risks and public policy

- Proven experience of using influence and relationships to drive and achieve objectives

- Experience of strategically leading, planning and managing risk initiatives across a large organisation

- Alignment of metrics, reporting and tactical objectives with strategy

- Ability to apply risk expertise to creative and effective applications

- Regulatory liaison and engagements

Qualifications (Minimum)

- Bachelor's Degree in Risk and Compliance or Law

Qualifications (Ideal or Preferred)

- A relevant post-graduate qualification in Risk and Compliance or Law

Knowledge

- Knowledge and experience of Risk life cycle/value chain

- Expert knowledge of Risk Management best practice and regulatory frameworks/requirements

- Commercial, business and financial principles and practices

- Building and developing effective teams

- Risk management systems

- Business knowledge

- Governance and Risk Management principles

- Business products, processes, policies and systems

- Quality principles and practice

- Process-oriented management

- Internal risk metrics and approaches

- In-depth knowledge of Corporate Governance Frameworks

Skills

• - Analytical Skills
• - Commercial Thinking Skills
• - Decision making skills
• - Interpersonal & Relationship management Skills
• - Leadership Skills
• - Problem solving skills

Conditions of Employment

- Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.