Risk Manager

Capitec Ltd; Johannesburg; On-site; ZAR 1,200,000 - 2,000,000; Full time

Job summary

Capitec Ltd in Johannesburg seeks a senior risk management leader to provide 2nd line oversight, guiding risk culture maturity and regulatory compliance across the bank. You will enable informed decision-making and sustainable performance by aligning risk initiatives with strategy in a large financial institution.

The role requires extensive experience in risk management, the ability to influence stakeholders, and a track record of leading cross-functional risk programs within banking.

Qualifications

• Bachelor's degree in Risk and Compliance or Law is required.
• Post-graduate qualification in Risk and Compliance or Law is preferred.
• Knowledge of risk life cycle/value chain and governance frameworks is essential.
• Ability to align metrics, reporting and objectives with strategy.

Responsibilities

• Provide 2nd line oversight over all aspects relating to Risk Management.
• Influence stakeholders to drive risk culture maturity and regulatory compliance.
• Lead risk initiatives across a large organisation and align with strategic objectives.

Skills

Analytical skills

Commercial thinking

Decision making

Relationship management

Leadership

Problem solving

Education

Bachelor's Degree in Risk and Compliance or Law

Post-graduate qualification in Risk and Compliance or Law

Tools

Risk management systems

Job description

Job description

Purpose Statement

To actively influence and provide expert Risk Management oversight to relevant stakeholders where required, contributing to risk culture maturity, regulatory compliance and strategic risk mitigation, while enabling informed decision-making and sustainable business performance. As part of the Enterprise Risk Management Framework implementation, provide 2nd line oversight over all aspects relating to Risk Management.

Experience

• 10yrs+ risk management in a senior role overseeing a large organizational unit preferably in a financial institution or bank.

Or

• As a risk specialist in a leadership role
  • Industry experience of at least 6 years with banking regulations, capital markets, technology risks and public policy
  • Proven experience of using influence and relationships to drive and achieve objectives
  • Experience of strategically leading, planning and managing risk initiatives across a large organisation
  • Alignment of metrics, reporting and tactical objectives with strategy
  • Ability to apply risk expertise to creative and effective applications
  • Regulatory liaison and engagements

Qualifications (Minimum)

• Bachelor's Degree in Risk and Compliance or Law

Qualifications (Ideal or Preferred)

• A relevant post-graduate qualification in Risk and Compliance or Law

Knowledge

• Knowledge and experience of Risk life cycle/value chain
• Expert knowledge of Risk Management best practice and regulatory frameworks/requirements
• Commercial, business and financial principles and practices
• Building and developing effective teams
• Risk management systems
• Business knowledge
• Governance and Risk Management principles
• Business products, processes, policies and systems
• Quality principles and practice
• Process-oriented management
• Internal risk metrics and approaches
• In-depth knowledge of Corporate Governance Frameworks

Skills

• Analytical Skills
• Commercial Thinking Skills
• Decision making skills
• Interpersonal & Relationship management Skills
• Leadership Skills
• Problem solving skills

Conditions of Employment

• Clear criminal and credit record