Risk Manager

Capitec Bank Ltd; Sandton; On-site; ZAR 900,000 - 1,500,000; Full time

Job summary

Capitec Bank Ltd. in South Africa is seeking a senior risk leader to actively influence risk oversight and drive maturity of our risk culture.

You will provide 2nd line oversight across risk management activities and partner with stakeholders to ensure regulatory compliance and sustainable risk mitigation. The role demands 10+ years in risk management within financial services, with leadership experience and deep knowledge of banking regulations, governance, and risk metrics.

Qualifications

• Bachelor's degree in Risk and Compliance or Law is required
• 10+ years of risk management in a senior role within a financial institution is expected
• Experience in banking regulations, governance and risk metrics is essential

Responsibilities

• Provide 2nd line risk oversight across all risk management activities
• Influence and collaborate with stakeholders to drive risk initiatives and objectives
• Ensure regulatory compliance and contribute to risk culture maturity and strategic risk mitigation

Skills

Analytical Skills

Commercial Thinking

Interpersonal Relationship Management

Leadership

Education

Bachelor's Degree in Risk and Compliance or Law

Post-graduate qualification in Risk and Compliance or Law

Job description

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We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

Purpose Statement

To actively influence and provide expert Risk Management oversight to relevant stakeholders where required, contributing to risk culture maturity, regulatory compliance and strategic risk mitigation, while enabling informed decision-making and sustainable business performance. As part of the Enterprise Risk Management Framework implementation, provide 2nd line oversight over all aspects relating to Risk Management.

Experience

• 10yrs+ risk management in a senior role overseeing a large organizational unit preferably in a financial institution or bank.

Or

• As a risk specialist in a leadership role
  • Industry experience of at least 6 years with banking regulations, capital markets, technology risks and public policy
  • Proven experience of using influence and relationships to drive and achieve objectives
  • Experience of strategically leading, planning and managing risk initiatives across a large organisation
  • Alignment of metrics, reporting and tactical objectives with strategy
  • Ability to apply risk expertise to creative and effective applications
  • Regulatory liaison and engagements

Qualifications (Minimum)

• Bachelor's Degree in Risk and Compliance or Law

Qualifications (Ideal or Preferred)

• A relevant post-graduate qualification in Risk and Compliance or Law

Knowledge

• Knowledge and experience of Risk life cycle/value chain
• Expert knowledge of Risk Management best practice and regulatory frameworks/requirements
• Commercial, business and financial principles and practices
• Building and developing effective teams
• Business knowledge
• Governance and Risk Management principles
• Business products, processes, policies and systems
• Quality principles and practice
• Process-oriented management
• Internal risk metrics and approaches
• In-depth knowledge of Corporate Governance Frameworks

Skills

• Analytical Skills
• Commercial Thinking Skills
• Interpersonal & Relationship management Skills
• Leadership Skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.

Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/003695/06