Property Finance Lawyer

Placements24; Upington; Hybrid; ZAR 900,000 - 1,300,000; Full time

Benefits offered by this job

Competitive salary package

Medical aid and pension contribution

Performance-based incentives

Job summary

Placements24 in Upington, Northern Cape, seeks an experienced Property Finance Lawyer to advise lenders and borrowers on property-backed financing. You will draft and negotiate loan and security documents, perform due diligence, and coordinate with conveyancers and banks in a hybrid work setting.

The ideal candidate has 5+ years of post-qualifications experience, strong negotiation and analytical skills, and a solid grasp of property, contract, and corporate law relevant to finance.

Qualifications

• Admitted Attorney of the High Court of South Africa.
• Minimum of 5 years of post-qualification experience in property finance law or closely related field.
• Experience drafting and negotiating loan agreements and security documents.
• Strong understanding of property, contract, and corporate law relevant to finance.
• Must be able to work hybrid, commuting to Upington as required.

Responsibilities

• Advise lenders and borrowers on all aspects of property finance transactions.
• Draft, review, and negotiate loan agreements, facility agreements, and related finance documents.
• Prepare and perfect security documentation (mortgage bonds, notarial bonds, cession agreements).
• Conduct due diligence on properties and borrowers in relation to finance.
• Liaise with conveyancers, banks and other financial institutions; ensure regulatory compliance.
• Manage the closing process for property finance deals and support distressed financings.
• Provide strategic legal advice and stay updated on property and finance law developments.

Skills

Property finance law

Loan agreements drafting

Security documentation drafting

Due diligence

Regulatory compliance

Negotiation

Client relationship management

Legal research

Education

Admitted Attorney of the High Court of South Africa

Tools

Legal research tools

Job description

About the Role

Our client, a well-regarded commercial law firm with a strong focus on corporate and commercial transactions, is seeking an experienced Property Finance Lawyer to join their esteemed practice. Based in **Upington, Northern Cape**, this role offers the chance to work on significant property finance deals across various sectors. You will be responsible for advising lenders and borrowers on all legal aspects of property-backed financing, including drafting and negotiating loan agreements, security documentation, and related contracts. This position adopts a **hybrid** work model, allowing for a balance between in-office collaboration and remote flexibility, catering to modern work preferences. This is a key role within a reputable firm, offering excellent career prospects.

Key Responsibilities

• Advise clients (lenders and borrowers) on all legal aspects of property finance transactions.
• Draft, review, and negotiate complex loan agreements, facility agreements, and related finance documents.
• Prepare and perfect security documentation, including mortgage bonds, notarial bonds, and cession agreements.
• Conduct legal due diligence on properties and borrowers in relation to finance transactions.
• Liaise with conveyancers, banks, and other financial institutions.
• Advise on regulatory compliance related to property finance.
• Manage the closing process for property finance deals.
• Provide legal support for distressed property finance situations and restructurings.
• Conduct legal research and provide strategic advice on property finance matters.
• Stay updated on developments in property law, finance law, and relevant case precedents.

Requirements

• Admitted Attorney of the High Court of South Africa.
• Minimum of 5 years of post-qualification experience in property finance law or a closely related field.
• Demonstrated experience in drafting and negotiating loan agreements and security documents.
• Strong understanding of property law, contract law, and corporate law relevant to finance.
• Experience with perfection of security is essential.
• Excellent analytical, negotiation, and problem-solving skills.
• Strong communication and client relationship management skills.
• Ability to manage multiple transactions simultaneously and meet deadlines.
• Proficiency in legal research tools and standard office software.
• Must be able to work **hybrid**, commuting to **Upington, Northern Cape** as required.
• Experience in commercial property development finance is a plus.

Benefits

• Competitive salary package reflecting your expertise.
• Opportunity to work on diverse and high-value property finance deals.
• Contribution towards medical aid and a pension fund.
• Performance-based incentives and annual bonuses.
• Professional development and continuous learning support.
• Collaborative and supportive firm environment.
• Generous annual leave allowance.
• Potential for partnership or senior associate track.
• Modern office facilities and resources.
• Employee assistance program.