About the Role
Our client, a leading financial services institution with a significant legal division based in Randburg, Gauteng, is seeking a dedicated and experienced Property Finance Attorney. This role is critical for supporting the company's extensive property finance activities, encompassing the structuring, documentation, and negotiation of complex loan agreements and security arrangements. The successful candidate will be an integral part of a high-performing legal team, ensuring legal compliance and managing risk in all property-related financial transactions. This is an exceptional opportunity to advance your career in property finance law within a dynamic and reputable financial services environment in Randburg. We are looking for a proactive and detail-oriented legal professional with a deep understanding of property law, finance, and the associated regulatory framework. Your expertise will be crucial in facilitating successful financial outcomes for the institution and its clients.
Key Responsibilities
- Draft, review, and negotiate property finance agreements, loan documentation, and related security instruments (mortgages, notarial bonds).
- Advise internal stakeholders on legal aspects of property finance transactions, including due diligence, risk assessment, and compliance.
- Ensure all transactions adhere to relevant property law, financial services regulations, and company policies.
- Liaise with external legal counsel, valuers, bond originators, and other parties involved in property finance deals.
- Manage the perfection of security, including the registration of bonds and other legal encumbrances.
- Conduct legal due diligence on properties and borrowers.
- Provide legal support for distressed property finance loans, including restructuring and enforcement actions.
- Stay updated on legislative changes and market trends affecting property finance.
- Contribute to the development of legal precedents and best practices within the property finance department.
Requirements
- Admitted Attorney of the High Court of South Africa with a strong focus on Property Law and Finance.
- Minimum of 5 years of experience in drafting and managing property finance transactions.
- In-depth knowledge of the National Credit Act, Consumer Protection Act, and property-related legislation.
- Proven experience in commercial property finance and loan structuring.
- Excellent drafting, negotiation, and analytical skills.
- High attention to detail and commitment to accuracy.
- Strong communication and interpersonal skills, with the ability to liaise effectively with diverse stakeholders.
- Ability to manage multiple complex transactions simultaneously and meet tight deadlines.
- Proficiency in legal research and standard office productivity software.
Benefits
- Competitive salary package commensurate with experience and expertise.
- Opportunity to work with a leading financial institution in Randburg.
- Exposure to a wide range of sophisticated property finance deals.
- Support for continuous professional development and industry training.
- A collaborative and professional work environment.
- Chance to significantly impact the institution's financial operations.
- Generous leave policies and other employee benefits.