PIPELINE: Business Banker (Cape Town)

Capitec Bank Limited; Cape Town; Presencial; ZAR 600 000 - 900 000; Tempo integral

Resumo da oferta

Capitec Bank Limited in Cape Town seeks a Business Banking professional to manage and grow a portfolio of business clients, delivering strong customer service and financial analysis. You will identify new clients, prepare and motivate credit applications, and support cost control and sales management in a dynamic banking environment.

The role requires a Diploma in Commerce or Finance and Banking experience, with FAIS/FSCA considerations preferred.

Qualificações

• Minimum: Diploma in Commerce or Finance.
• Ideal: FAIS accredited as Key Individual and approved by FSCA.
• Experience: Banking experience of at least 3 years (preferably in Business Banking).
• Proven ability to acquire new Business Banking clients through prospecting, lead generation, networking and referrals.

Responsabilidades

• Identify and acquire new Business Banking clients through prospecting, lead generation, networking and referrals, converting opportunities into new client relationships.
• Sustain and grow a portfolio of Business clients with a focus on service and financial analysis.
• Prepare and motivate Credit applications.
• Understand cost control and sales management within Business Banking.

Conhecimentos

Attention to Detail

Analytical Skills

Communications Skills

Interpersonal & Relationship

Commercial Thinking

Strategic Thinking

Computer Literacy

Formação académica

Diploma in Commerce or Finance

FAIS accredited as Key Individual

Descrição da oferta de emprego

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We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1.To see what life at Capitec is all about and complete a short assessment, please

2. Once you have completed the above finalize your application

Purpose Statement

• To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of Business clients.
• This will be achieved by identifying and implementing value-adding and specialised Business Banking financial products solutions from a range of standard and/or customised offerings.
• To proactively identify, source, and acquire new Business Banking clients through prospecting, lead generation, networking and referrals, converting opportunities into new client relationships.

Qualifications (Minimum)

• Diploma in Commerce or Finance

Qualifications (Ideal or Preferred)

• FAIS accredited as Key Individual and approved by FSCA

Experience

Minimum:

• Banking experience of at least 3 years (preferably in Business Banking).
• Managing a portfolio of Business customers, with a focus on customer service and financial analysis.
• Preparing and motivating Credit applications.
• Cost control and sales management.
• Proven experience in proactivelyacquiring new Business Banking clients; through prospecting, lead generation, networking and referrals - with the ability to convert opportunities into new client relationships.
• Independently sourcing new Business clients and selling Business Banking financial products to them (e.g., by proactively approaching potential clients through cold calling, networking, or referrals).
• Demonstrated ability to achieve sales and new-business acquisition targets.

Ideal:

• At least 1+ year(s) spent in a Business Banking environment; including preparing and motivating Credit applications.

Knowledge

Minimum:

• Customer relationship management (CRM) principles and techniques.
• How to interpret financial statements, balance sheets and basic financial ratios.
• Standardised Business Banking transactional products and other core products relevant to small enterprises.
• Business Banking product offerings.
• Understanding of collateral and balance sheets.
• Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the Business Banking market, and the legislative restrictions and requirements governing these from a financial services perspective.
• Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes.
• Competitors' offerings.
• Regulations, Acts, and Codes related to the banking environment.
• Financial Advisory and Intermediary Services Act (FAIS), and the Financial Intelligence Centre Act (FICA).

Ideal:

• Features, benefits and value propositions of the respective company product/service offerings.
• Current taxation laws as they apply to customers.
• Good knowledge of administration processes and procedures pertaining to Business Banking transactions.

Skills

• Attention to Detail
• Analytical Skills
• Communications Skills
• Interpersonal & Relationship management Skills
• Commercial Thinking Skills
• Strategic Thinking Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)

Conditions of Employment

• Clear criminal and credit record
• Willingness to work flexible hours (including Saturdays and Public Holidays)
• A valid driver's license and own vehicle is required

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/003695/06