Lead Product Architect: Structured Trade & Commodity Finance

Standard Bank Group; Johannesburg; On-site; ZAR 1,200,000 - 2,000,000; Full time

Job summary

Standard Bank Group is shaping the Structured Trade and Commodity Finance (STCF) portfolio with a strategic product architecture, collateral frameworks and risk-conscious structures. You will own end-to-end lifecycle management from origination to exit, building scalable, compliant solutions for diverse markets.

You will lead cross-functional teams, drive governance, and shape pricing frameworks to balance client value with risk and capital considerations, in a global, franchise-wide context.

Qualifications

• 5–7 years’ experience in structured trade and commodity finance.
• Experience leading a team within structured trade and commodity finance.
• Experience implementing systems and product solutions within structured trade and commodity finance.
• Advanced understanding of structured trade and commodity finance and Transaction Banking; broad operational and strong functional skills.
• 10+ years championing simplification of solutioning ways of working to enable faster client outcomes across jurisdictions.

Responsibilities

• Define and maintain the strategic product architecture for STCF, including constructs, collateral frameworks, eligibility criteria and asset coverage models.
• Develop methodologies, margining rules, covenant structures, reporting standards and utilisation mechanisms.
• Lead full lifecycle management of the STCF product suite from origination to exit.
• Establish governance frameworks, deal templates, security packages and collateral control standards.
• Define and monitor portfolio limits across countries, obligors, commodities, and ecosystems.

Skills

Structured Trade & Commodity Finance

Portfolio Management

Risk & Compliance

Cross-functional Leadership

Client Engagement

Education

First Degree in Business Commerce

Job description

Standard Bank Group is shaping the Structured Trade and Commodity Finance (STCF) portfolio with a strategic product architecture, collateral frameworks and risk-conscious structures. You will own end-to-end lifecycle management from origination to exit, building scalable, compliant solutions for diverse markets.

You will lead cross-functional teams, drive governance, and shape pricing frameworks to balance client value with risk and capital considerations, in a global, franchise-wide context.