Junior Underwriter Pretoria

Workforce Staffing - Gauteng; Pretoria; On-site; ZAR 180,000 - 240,000; Full time

Job summary

Workforce Staffing - Gauteng is recruiting a Junior Underwriter for an established South African life insurance provider. You will underwrite individual life policies, gather medical information, and determine terms using QUIRC and AIMS systems.

You will also handle new business admin, communicate underwriting decisions by phone, liaise with re-insurers, medical practitioners, and clients, and ensure compliance with TCF and ASISA protocols.

Qualifications

• Grade 12
• RE1 & RE5 (advantage)
• 60 or 120 credits on NQF level 5 (Depending on the date of appointment in the industry) (advantage).
• Underwriting certificate (advantage)
• 1 Year Experience in long term insurance underwriting
• 1 year administrative experience
• Medical Underwriting background (advantage)

Responsibilities

• Perform underwriting on individual life policies: gather medical information and decide terms using QUIRC and AIMS.
• Override QUIRC decisions when necessary.
• Provide underwriting decisions to clients by telephone (decline, loaded, excluded).
• Liaise with re-insurers, medical practitioners, and other external parties on underwriting matters.
• Comply with legislation and ASISA protocols (TCF).
• Placements of ASISA listings (serious medical conditions on central register).
• Liaise with clients to obtain medical information by QUIRC underwriting system.
• Perform new business administration on individual life policies: place pathology nurse service requests, write HIV+ letters, write reasons for loadings/declines to doctors, ensure correct correspondence/SMSs to branch, intermediary, sales manager, and client.
• Assist with complaints resolution and compliance (TCF): monitor timely resolution of complaints.

Skills

Underwriting

Policy administration

Medical information gathering

Client communication

Education

Grade 12

RE1

RE5 (advantage)

NQF level 5 credits (60/120)

Underwriting certificate (advantage)

Job description

Job Title: Junior Underwriter

A proudly South African insurance company that offers affordable products and services for life, funeral, savings, and retirement is seeking a Junior Underwriter to underwrite life policies in order to manage risk for a Group of Companies.

Duties & Responsibilities

Perform underwriting on individual life policies:

• Perform underwriting of policy applications and amendments according to policies and procedures by phoning clients and obtaining all medical information (e.g., evaluate information provided - medical, occupational) and decide what terms will/can be offered to the applicant by making use of the QUIRC and AIMS systems.
• Override QUIRC decision when necessary.
• Provide underwriting decision to client telephonically (decline, loaded, excluded).
• Liaise with re-insurers, medical practitioners, and other external parties on underwriting matters.
• Comply with legislation and ASISA protocols (TCF).
• Placements of ASISA listings (serious medical conditions on central register).
• Liaise with clients (i.e., policyholders, branch, and sales staff) (TCF) to obtain all medical information by means of questions generated by the QUIRC underwriting system.

Perform new business administration on individual life policies:

• Place request for pathology nurse services to draw blood.
• Write and send “HIV+ letters” to doctors.
• Write and send reasons for loadings and/or declined cases to doctors.
• Ensure that correct correspondence, SMSs are sent to branch, intermediary, sales manager, and client.

Assist with complaints resolution and compliance (TCF):

• Monitor the timely resolution of complaints in accordance with the complaints resolutions policy.

Desired Experience & Qualification

• Grade 12
• RE1 & RE5 (advantage)
• 60 or 120 credits on NQF level 5 (Depending on the date of appointment in the industry) (advantage).
• Underwriting certificate (advantage)
• 1 Year Experience in long term insurance underwriting
• 1 year administrative experience
• Medical Underwriting background (advantage)

Package & Remuneration

Should you not receive a response within 14 days, please consider your application as unsuccessful.