Insurance Broker - Personal Lines

Placements24; Stellenbosch; On-site; ZAR 240,000 - 420,000; Full time

Benefits offered by this job

Competitive base salary

Commission structure

Performance-based incentives

Professional development opportunities

Career progression

Diverse client base

Job summary

Placements24 is seeking a dedicated Insurance Broker specializing in Personal Lines to serve clients in Stellenbosch. You will advise individuals on home, vehicle, and travel cover, assess risks, and source the best options from a panel of insurers to provide comprehensive protection.

You will build lasting client relationships, stay informed about market changes, and work within a reputable brokerage firm.

Qualifications

• Proven experience as an Insurance Broker or Account Executive.
• Thorough knowledge of personal lines products (household, vehicle, travel).
• Strong client relationship management and customer service focus.

Responsibilities

• Consult with clients to identify insurance needs and advise on personal lines policies.
• Analyze client circumstances and recommend appropriate products.
• Source quotes from insurers and compare options for best value.
• Explain policy terms, exclusions, and benefits clearly.
• Manage client portfolios including renewals, endorsements, and claims assistance.
• Build and maintain relationships with clients and providers.

Skills

Excellent communication

Negotiation skills

Client relationship management

Advisory mindset

Education

RE 1

FAIS

Job description

About the Role

Our client is seeking a dedicated and professional Insurance Broker specializing in Personal Lines to serve clients in Stellenbosch . You will be responsible for advising individuals and families on suitable insurance coverages, including home, vehicle, and travel insurance. The core of your role involves understanding client needs, assessing risks, and sourcing the best policy options from various insurers to provide comprehensive protection. This position offers the chance to build lasting client relationships and establish yourself as a trusted advisor in the community, working within a reputable brokerage firm.

Key Responsibilities

• Consult with clients to identify their insurance needs and provide expert advice on personal lines policies.
• Analyze client circumstances and recommend appropriate insurance products such as household, vehicle, and personal liability cover.
• Source quotes from a panel of insurers, comparing options to find the best value and coverage for the client.
• Explain policy terms, conditions, exclusions, and benefits clearly to clients.
• Manage client portfolios, including renewals, endorsements, and claims assistance.
• Build and maintain strong relationships with clients and insurance providers.
• Stay informed about new products, market changes, and regulatory updates in the personal insurance sector.

Requirements

Proven experience as an Insurance Broker or Account Executive, with a focus on personal insurance . Thorough knowledge of personal lines insurance products (e.g., household, vehicle, travel, sectional title). Excellent communication, interpersonal, and negotiation skills. Ability to explain complex insurance concepts in a simple and understandable manner. Relevant industry qualifications and certifications (e.g., RE 1, FAIS) are essential. Strong client relationship management skills and a commitment to customer service, based in Stellenbosch .

Benefits

• A competitive base salary with an attractive commission structure.
• Performance-based incentives and bonuses throughout the year.
• Opportunities for continuous professional development and advanced training.
• A dynamic and supportive work environment with career progression prospects.
• The chance to work with a diverse client base in a beautiful region.