Head of Risk (Retail)

Alexforbes; Johannesburg; Híbrido; ZAR 1.800.000 - 2.600.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Hybrid work model

Retirement contributions 13% of CTC

Group risk cover

Medical & gap cover

Wi-Fi allowance

Wellness & assistance programmes

My Savings Account

Descripción de la vacante

Alexforbes, Johannesburg, seeks an experienced Head of Risk to provide independent second-line risk oversight across the Retail business. The role will drive effective risk management practices, strengthen the control environment and support informed business decision-making.

You will develop risk policies, conduct independent risk assessments, monitor exposures, and report to EXCO, Board and governance committees.

Formación

• Experience in risk management within financial services.
• Ability to develop risk policies and programmes.
• Knowledge of compliance and control testing.
• IRMSA certification is preferred.

Responsabilidades

• Provide independent second-line risk oversight for Retail.
• Develop and monitor risk policies and frameworks.
• Conduct independent risk assessments across risks.
• Monitor exposures, limits, incidents and escalation.
• Report risk to EXCO, Board and committees.
• Partner with Internal Audit on audits and remediation.

Conocimientos

Analytical thinking

Stakeholder management

Communication

Report writing

Excel

PowerPoint

Attention to detail

Educación

BSc/BCom in Risk Management or Finance; BCom Internal Auditing (Hons); or BCom Accounting (CA(SA) path)

Herramientas

Excel

PowerPoint

Descripción del empleo

Head of Risk (Retail)

We are looking for an experienced Head of Risk to provide independent second-line risk oversight across the Retail business. The role will drive effective risk management practices, strengthen the control environment and support informed business decision-making.

Key Focus Areas:

• Develop, implement and monitor risk management policies, frameworks and programmes.
• Conduct independent risk assessments across key risk categories.
• Assess the design, implementation and operating effectiveness of key controls.
• Monitor risk exposures, limits, incidents and emerging risks, ensuring appropriate escalation and remediation.
• Support the business in determining and operating within its risk appetite.
• Deliver stress testing, scenario analysis and ORSA-related risk activities.
• Provide insightful risk reporting to EXCO, Board and governance committees, Group and regulatory stakeholders.
• Review significant contracts and business proposals from a risk perspective.
• Partner with Internal Audit and business stakeholders on audit plans, findings and remediation.
• Build risk awareness and embed effective risk management practices across the business.

Requirements:

• BSc/BCom degree in Risk Management or Finance; BCom Internal Auditing (Hons); or BCom Accounting, completed or studying towards CA(SA).
• Minimum 5 years’ relevant risk management experience, excluding very junior-level experience.
• Strong financial services risk experience, preferably within retail financial services and/or investment management.
• Practical experience in developing risk policies and programmes and identifying, measuring, monitoring, assessing and reporting risk.
• Knowledge and experience relating to compliance.
• IRMSA Certified Risk Management Professional - preferred
• Strong MS Office skills, particularly Excel and PowerPoint.

Key Strengths

• Exceptional analytical thinking and attention to detail.
• Strong commercial awareness and business acumen.
• Excellent problem-solving and numerical ability.
• The ability to connect risk considerations with broader business decisions.
• Strong communication, report writing, presentation and stakeholder management skills.
• The confidence to engage effectively with senior stakeholders and governance forums.
• High levels of integrity, sound judgement and emotional intelligence.
• A proactive, self-starting approach with the ability to work independently and manage competing priorities.

Why Join Alexforbes?

As a certified Top Employer for 2026, we don’t just offer jobs – we build careers!

We are proud to be the 2026 FPI Corporate Partner®, recognising Alexforbes’ commitment to excellence in Financial Planning

Here are more reasons why you should join us;

Growth & Development:

• Bursary and Leadership Development Programmes to help you grow professionally.
• E-Learning Forums and continuous learning opportunities.
• Financial Planning Support tailored for staff.

Rewarding Performance:

• Total Rewards Package: Competitive short- and long-term incentives.
• Power Of One: Monetary recognition for outstanding performance.
• Lead Incentives & Referral Bonuses for helping us grow our talent pool.

Comprehensive Benefits:

• Retirement Fund Contributions starting at 13% of CTC.
• Group Risk Cover: Funeral, Dread Disease, and Life Insurance.
• Medical & Gap Cover: 100% of CTC with Discovery/Bonitas

Work-Life Balance:

• Flexible Ways of Work: Hybrid work model to suit your lifestyle.
• Connectivity Benefit: Wi-Fi allowance.
• Employee Wellness & Assistance Programmes to support your wellbeing.
• My Savings Account to help you plan for the future.

Join a company that values its people, invests in their growth, and rewards excellence. Be part of a team that’s shaping the future of financial services.