Head of Decision Science & Risk Analytics

Capitec; Wes-Kaap; On-site; ZAR 1,200,000 - 2,000,000; Full time

Job summary

Capitec invites an experienced analytics leader to head its Decision Science team, guiding models and analyses that shape credit and risk strategies. You will ensure rigorous, business-aligned outputs and develop talent across the team.

You’ll translate complex business questions into scalable analytical solutions, manage stakeholder expectations, and drive improvements in how data informs decisions at all levels of the organization.

Qualifications

• 6+ years of analytical or quantitative science experience, with at least 3 years in a leadership or management role.
• Honours degree in Mathematics or Statistics; a Master’s degree is preferred.
• Hands-on experience with predictive modelling, data mining and large relational databases.
• Programming ability in SAS, SQL, R or Python.
• Strong understanding of credit lifecycle and retail credit environment.
• Proven ability to manage stakeholder relationships and translate findings into decisions.
• Knowledge of project management principles and ability to deliver in a fast-moving environment.
• Strong analytical, communication and planning skills.
• Experience in a retail banking or credit environment is advantageous.

Responsibilities

• Lead a team of decision scientists, setting priorities and ensuring delivery aligns with business goals.
• Translate complex data into clear risk and credit insights informing strategy at senior levels.
• Own quality of analytical output, validating models and ensuring production readiness.
• Build strong relationships with stakeholders and turn questions into analytical solutions.
• Develop team members through coaching and capability building.
• Drive continuous process improvements for smarter workflows and reliable outputs.

Skills

Leadership

Predictive modelling

Data mining

Stakeholder management

Project management

Credit risk

Communication

People management

Strategic thinking

Education

Honours in Mathematics or Statistics

Master’s degree preferred

Tools

SAS

SQL

R

Python

Job description

Capitec invites an experienced analytics leader to head its Decision Science team, guiding models and analyses that shape credit and risk strategies. You will ensure rigorous, business-aligned outputs and develop talent across the team.

You’ll translate complex business questions into scalable analytical solutions, manage stakeholder expectations, and drive improvements in how data informs decisions at all levels of the organization.