Head of Credit Scorecard & Analytics

GoTyme Bank; Cape Town; On-site; ZAR 1,800,000 - 2,400,000; Full time

Job summary

A leading banking company seeks a Head of Scorecard Development in Cape Town, responsible for leading credit risk models and decision frameworks. This role involves overseeing model development and ensuring commercial effectiveness through data-driven decisions. The ideal candidate will have 10+ years in credit risk modelling, deep expertise in statistical methods, and strong programming skills. This position requires strong collaboration with various teams and governance around model performance and compliance.

Qualifications

• 10+ years in credit risk modelling, scorecards, or decision analytics.
• Proven experience building and deploying models in automated lending environments.
• Experience in multi-market or emerging market environments is advantageous.

Responsibilities

• Lead the credit modelling strategy across products and markets.
• Build and lead a high-performing team of scorecard developers and analysts.
• Oversee development of application and behavioural scorecards.

Skills

Credit risk modelling

Statistical modelling

Machine learning

Feature engineering

Python/R

SQL

AI proficiency

Job description

A leading banking company seeks a Head of Scorecard Development in Cape Town, responsible for leading credit risk models and decision frameworks. This role involves overseeing model development and ensuring commercial effectiveness through data-driven decisions. The ideal candidate will have 10+ years in credit risk modelling, deep expertise in statistical methods, and strong programming skills. This position requires strong collaboration with various teams and governance around model performance and compliance.