Decision Science Lead: Credit & Risk Analytics

Capitec; Wes-Kaap; On-site; ZAR 900,000 - 1,500,000; Full time

Job summary

Capitec seeks an experienced analytics leader to head a Decision Science team, turning data into decisions that shape lending and risk strategy across the business. You will guide modelling, validation, and the use of insights to inform strategic choices with real business impact.

You'll lead people, set direction, and ensure production-ready outputs while partnering across functions to drive value and growth.

Qualifications

• 6+ years in analytical roles with at least 3 years in leadership
• Honours degree in Mathematics or Statistics; Masters preferred
• Hands-on predictive modelling and data mining with large relational databases
• Programming: SAS, SQL, R or Python
• Understanding of credit lifecycle and retail credit environment
• Strong stakeholder relationship management and clear communication
• Project management in a fast-moving environment
• People management skills and ability to develop others

Responsibilities

• Lead and prioritize the Decision Science team and ensure aligned delivery
• Translate business data into risk and credit insights for strategy
• Validate models and ensure production-ready quality
• Build strong relationships with stakeholders across the business
• Coach and develop team capability and growth
• Drive process improvements and reliability of outputs

Skills

Leadership

People management

Stakeholder management

Analytics leadership

Project management

Communication

Mentoring

Education

Honours in Mathematics or Statistics

Masters preferred

Tools

SAS

SQL

R

Python

Job description

Capitec seeks an experienced analytics leader to head a Decision Science team, turning data into decisions that shape lending and risk strategy across the business. You will guide modelling, validation, and the use of insights to inform strategic choices with real business impact.

You'll lead people, set direction, and ensure production-ready outputs while partnering across functions to drive value and growth.