Financial Analyst

Disaster Care Capital Ltd; South Africa; On-site; ZAR 540,000 - 780,000; Full time

Job summary

Disaster Care Capital Ltd is seeking a seasoned financial analyst to own end-to-end numbers for disaster care and property insurance claims. You will verify subcontractor invoices, track costs by job, and generate monthly management accounts and cash flow forecasts to inform directors.

The role requires strong modelling skills, proficiency in Excel, and experience with job costing. You will maintain debtor/creditor ledgers, ensure timely submissions to insurers, and help strengthen financial

Qualifications

• Bachelor's degree in Accounting, Finance, or related field.
• 3-5 years' experience as financial analyst or management accountant.
• Strong experience with financial modelling, budgeting, and forecasting.
• Advanced Excel skills including pivot tables, lookups, and complex formulas.
• Solid understanding of P&L, balance sheet, and cash flow statements.
• Experience supporting month-end close processes.
• Strong understanding of job costing or project-based accounting.
• Excellent written and verbal communication skills.
• Ability to work independently with minimal supervision.
• Excellent attention to detail and strong organisational skills.

Responsibilities

• Review invoices for accuracy and timely processing.
• Track costs per job and company-wide to monitor margins.
• Produce monthly management accounts and rolling cash flow forecasts.
• Prepare weekly aged debtors/creditors summaries.
• Provide cost-per-claim analysis to understand profitability by job type.
• Ensure financial processes comply with GDPR and data handling policies.
• Support year-end processes and liaise with external accountants.

Skills

Financial modelling

Budgeting

Forecasting

Profit & Loss management

Cash flow forecasting

Job costing

Advanced Excel

Month-end close

Attention to detail

Communication skills

Education

Bachelor's degree in Accounting or Finance

Tools

Xero

QuickBooks

Excel

Job description

We operate in the disaster care and property insurance claims sector, where tight billing windows, multi-job cost control, and accurate financial reporting are non-negotiable. This role owns the numbers end to end , from subcontractor invoice verification through to monthly management accounts and cash flow forecasting. We need someone who understands the story behind the figures and gives leadership the clarity to act on them.

This role exists to:

• Ensure invoices from subcontractors and suppliers are checked, coded, and processed correctly
• Track costs at a per-job and company-wide level so we always know our margins
• Produce timely management accounts and cash flow reports that allow the directors to make informed decisions
• Safeguard our cash position by managing our debtor and creditor ledgers — including our 22-day billing window with insurers

Requirements

Invoice management and cost control

• Review and verify subcontractor and supplier invoices for accuracy, coding, and authorisation before payment
• Match invoices to job records and flag any discrepancies or unexplained cost variances
• Maintain a real-time view of committed costs and actual spend per job/claim
• Prepare and submit invoices to insurer clients, ensuring all submissions are within the agreed payment window

Management reporting

• Produce monthly profit and loss accounts and a rolling cash flow forecast
• Prepare a weekly aged debtor and aged creditor summary
• Provide a cost-per-claim analysis to help the directors understand profitability by job type
• Highlight financial risks or anomalies proactively — do not wait to be asked

Financial controls and compliance

• Maintain accurate records in line with HMRC and Companies House requirements
• Support the year-end process and liaise with external accountants as required
• Ensure all financial processes comply with GDPR and company data handling policies
• Recommend improvements to existing financial processes and controls where gaps are identified

Essential

• Bachelor's degree in Accounting, Finance, or a related field
• 3-5 years' experience in a financial analyst or management accountant role
• Strong experience with financial modelling, budgeting, and forecasting
• Advanced Excel skills including pivot tables, lookups, and complex formulas
• Solid understanding of P&L, balance sheet, and cash flow statements
• Practical experience supporting month-end close processes
• Strong understanding of job costing or project-based accounting
• Excellent written and verbal communication skills
• Ability to work independently with minimal supervision
• Excellent attention to detail and strong organisational skills
• Comfortable in a fast-moving, growing business where processes are still being built

Desirable

• Professional qualification: CMA (Certified Management Accountant), CPA, CIMA, ACCA, or equivalent
• Experience in the insurance, construction, remediation, or property services sector
• Familiarity with cloud-based accounting software (Xero, QuickBooks, or similar)
• Experience supporting a business through rapid growth or operational change
• Previous experience as a fractional or portfolio finance professional

What Success Looks Like

• Established a recurring monthly reporting pack (P&L, cash flow, aged debtors/creditors)
• Implemented a job-level cost tracking process
• Identified at least one area where a process improvement could reduce financial risk