Credit Risk & Relationship Analyst — Growth & Advisory

RMB; Cape Town; On-site; ZAR 600,000 - 900,000; Full time

Job summary

FNB Commercial Financial Advisory Growth Channel in Cape Town seeks a Relationship Analyst to support lending decisions through in-depth credit analysis and risk assessment. You will translate credit data into actionable insights while contributing to client relationship strategies and sustainable growth.

Responsibilities include managing a defined client portfolio, addressing queries, driving revenue growth, cross-selling, and ensuring governance and data integrity in line with policy.

Qualifications

• Analyses credit data to estimate degree of risk in extending credit or lending money.
• Interpret financial information to support client relationship strategy and risk controls.
• Use data to contribute to sustainable growth and responsible lending decisions.

Responsibilities

• Analyses credit data to estimate degree of risk in extending credit or lending money in support of a broader client relationship.
• Year on year revenue growth versus budget for team portfolio.
• Achieve exceptional customer experience against Balanced Scorecard standards.
• Act as the point of contact for the defined customer portfolio and resolve complaints.
• Manage growth of active customer base and cross-sell opportunities.
• Prepare credit proposals for review by Credit Product House.
• Ensure governance and data management in line with policy.

Skills

Credit analysis

Risk assessment

Financial data analysis

Client relationship management

Advisory support

Education

NQF 6 in financial management or related

Advisory Industry knowledge or Finance Diploma

Job description

FNB Commercial Financial Advisory Growth Channel in Cape Town seeks a Relationship Analyst to support lending decisions through in-depth credit analysis and risk assessment. You will translate credit data into actionable insights while contributing to client relationship strategies and sustainable growth.

Responsibilities include managing a defined client portfolio, addressing queries, driving revenue growth, cross-selling, and ensuring governance and data integrity in line with policy.