Credit Risk Leader: Strategy & Modeling (Polokwane)

Placements24; Polokwane; On-site; ZAR 1,200,000 - 1,800,000; Full time

Benefits offered by this job

Competitive salary

Bonus plan

Health benefits

Retirement plan

Professional development

Leadership role

Dynamic work environment

Sustainable growth

Job summary

Placements24 in Polokwane seeks a strategic Risk Manager specializing in Credit Risk to lead the design and implementation of robust credit risk frameworks across the lending portfolio, guiding policy development and fostering prudent growth.

You will analyze creditworthiness, develop scoring models, monitor exposures, ensure regulatory compliance with Basel accords, and collaborate with business units to maintain risk appetite within defined limits in a dynamic banking environment.

Qualifications

• Bachelor's degree in Finance, Economics, Statistics, or a related quantitative field.
• Minimum of 6 years of experience in credit risk management or related field within a financial institution.
• Strong understanding of credit risk assessment methodologies, financial statement analysis, and risk modeling.
• Knowledge of Basel Accords and banking regulations.
• Excellent analytical, problem-solving, and decision-making skills.
• Proficiency in risk management software and data analysis tools.

Responsibilities

• Develop and implement comprehensive credit risk management policies and procedures.
• Analyze and assess creditworthiness of corporate clients and counterparties.
• Monitor and report on portfolio credit risk exposures, identifying potential areas of concern.
• Develop and maintain credit scoring models and risk rating systems.
• Ensure compliance with regulatory requirements related to credit risk management.
• Collaborate with business units to ensure risk appetite is maintained within defined limits.

Skills

Analytical thinking

Risk modeling

Regulatory knowledge

Decision making

Communication

Education

Bachelor's degree in Finance, Economics, Statistics, or related field

Tools

Risk management software

Data analysis tools

Job description

Placements24 in Polokwane seeks a strategic Risk Manager specializing in Credit Risk to lead the design and implementation of robust credit risk frameworks across the lending portfolio, guiding policy development and fostering prudent growth.

You will analyze creditworthiness, develop scoring models, monitor exposures, ensure regulatory compliance with Basel accords, and collaborate with business units to maintain risk appetite within defined limits in a dynamic banking environment.