Credit Risk Analyst: Insights & Modelling

FirstRand Bank India; Johannesburg; On-site; ZAR 600,000 - 900,000; Full time

Job summary

FirstRand Bank India is seeking a credit risk analyst to gather and analyse client financial information to derive insights for credit decisions. You will perform cash flow modelling, scenario analysis and collaborate with stakeholders to understand client businesses and industry context.

The role involves presenting findings to management, advising on credit structures, and ensuring compliance with governance requirements. A strong focus on teamwork and continuous improvement is essential.

Qualifications

• Proficient in financial analysis focused on credit risk assessment.
• Ability to interpret client financial information and identify risks.
• Strong modelling and analytical capabilities for cash flow scenarios.

Responsibilities

• Gather, analyse and draw insights from client financial information for credit risk.
• Conduct cash flow modelling, sensitivity analysis and investigations as required.
• Collaborate with relationship teams to understand client business, environment, and industry.

Skills

Financial analysis

Credit risk

Cash flow modelling

Scenario analysis

Stakeholder management

Compliance

Tools

Excel

Job description

FirstRand Bank India is seeking a credit risk analyst to gather and analyse client financial information to derive insights for credit decisions. You will perform cash flow modelling, scenario analysis and collaborate with stakeholders to understand client businesses and industry context.

The role involves presenting findings to management, advising on credit structures, and ensuring compliance with governance requirements. A strong focus on teamwork and continuous improvement is essential.