Credit Analyst: Empowerment Finance & Growth

DO MORE Placements; South Africa; On-site; ZAR 420,000 - 640,000; Full time

Job summary

DO MORE Placements seeks aCredit Analyst to support the lending team in Claremont, South Africa. You will assess credit proposals, prepare financial forecasts, and draft investment memorandums for committee review.

The role requires strong financial analysis, attention to detail, and the ability to liaise with clients and internal teams to ensure compliant lending processes, with opportunities to influence credit decisions and process improvements.

Qualifications

• Accounting/finance or maths/quants orientated degree – B.Com; B.Bus.Sci; or CA background, CFA or equivalent
• Industry experience in credit and risk advantageous
• Must be able to work well within a team and be able to operate independently.
• Must be able to deal with relevant client queries in an informed, professional, and timely manner.
• Must be able to assess companies across different industries, as well as their capacity to take on and repay debt, where the debt can be required for asset finance, growth finance, working capital or other business purposes.
• Must have a passion for lending/markets and for empowering companies and have a passion for numbers and analysis

Responsibilities

• Ensuring that credit policies, criteria, procedures, and documentation relating to credit are generated and adhered to
• Assessing the credit worthiness of empowerment enterprises specifically with a responsible lending mindset
• Prepare all documentation and analysis, including financial forecast models and Investment memorandums, to present to and facilitate decisions of the Credit/Investment Committee
• Determine and ensure that company operations meet conditions for the provisions, and special loan conditions for clients
• Prepare and conclude loan and security agreements and other ancillary documentation
• Monitor loan agreements compliance through time and if need be, liaise with the borrower to ensure that no clauses on the agreement are breached.
• Liaising with other staff within the company making specific reference to the Credit Team on matters relating to existing and new loans and with other members of the Team to assist with matters that indirectly affect the credit team and borrowers.
• Engage with clients and other third parties in a professional manner, in person, virtually, telephonically or via email.

Skills

Credit analysis

Financial modeling

Attention to detail

Team collaboration

Independent work

Communication skills

Education

B.Com

B.Bus.Sci

CA background

CFA or equivalent

Tools

MS Excel

Job description

DO MORE Placements seeks aCredit Analyst to support the lending team in Claremont, South Africa. You will assess credit proposals, prepare financial forecasts, and draft investment memorandums for committee review.

The role requires strong financial analysis, attention to detail, and the ability to liaise with clients and internal teams to ensure compliant lending processes, with opportunities to influence credit decisions and process improvements.