Credit Pricing & Provisioning Lead

Capitec; Stellenbosch; On-site; ZAR 1,200,000 - 2,000,000; Full time

Job summary

Capitec is seeking a senior leader to embed, optimise and maintain the accuracy of the Credit Pricing or Provisioning framework and related models. You will head a team responsible for designing, developing, testing, implementing and maintaining models across credit pricing and provisioning, adhering to Capitec standards and regulatory frameworks.

The role requires an honours or masters in mathematics or statistics with extensive experience in financial modelling and leadership.

Qualifications

• Honours/Masters in Mathematics or Statistics with 6+ years/7+ years analytical experience in financial modelling.
• Experience with credit pricing or provisioning is required (3+ years).
• Previous leadership experience and regular exposure to Executive Committee members are desirable.

Responsibilities

• Lead embedding, optimisation and maintenance of the credit pricing or provisioning framework and related models.
• Lead the design, development, testing, implementation and maintenance of existing and new models in line with standards and frameworks.
• Provide guidance on forecasting, budgeting and regulatory analytics (Basel, IFRS 9) for credit pricing or provisioning.

Skills

Analytical Skills

Attention to Detail

Communications Skills

Numerical Reasoning

Education

Honours Degree in Mathematics or Statistics

Masters Degree in Mathematics or Statistics

Tools

MS Word

MS Excel

MS Outlook

Job description

Capitec is seeking a senior leader to embed, optimise and maintain the accuracy of the Credit Pricing or Provisioning framework and related models. You will head a team responsible for designing, developing, testing, implementing and maintaining models across credit pricing and provisioning, adhering to Capitec standards and regulatory frameworks.

The role requires an honours or masters in mathematics or statistics with extensive experience in financial modelling and leadership.