Credit Manager: AI-Driven Bridging Finance (Cape Town)

Hire Resolve; Cape Town; On-site; ZAR 700,000 - 1,000,000; Full time

Benefits offered by this job

Highly competitive salary

Career advancement opportunities

Job summary

A leading specialist finance firm is seeking an experienced Credit Manager to manage and control the credit risk framework in Cape Town. The ideal candidate should have over five years of experience in credit analysis, with strong knowledge of the National Credit Act. Responsibilities include conducting risk assessments, managing credit limits and compliance, and collaborating with finance and tech teams. Applicants should possess strong analytical skills and digital acumen in risk management. A competitive salary based on experience is offered.

Qualifications

• 5+ years of progressive experience in credit analysis, risk assessment, or credit management.
• Direct exposure to bridging finance or specialist lending sector.
• In-depth knowledge of National Credit Act (NCA) in South African market.

Responsibilities

• Conduct credit risk assessments and due diligence on loan applications.
• Evaluate creditworthiness through financial data and credit reports.
• Develop and refine credit policies and internal scoring models.
• Monitor credit portfolio health and track risk exposure.

Skills

Credit risk assessment

Financial analysis

Digital acumen

Problem-solving

Leadership

Education

Bachelor's degree in Finance, Accounting, Law, or related field

Tools

MS Office Suite

Financial software

Job description

A leading specialist finance firm is seeking an experienced Credit Manager to manage and control the credit risk framework in Cape Town. The ideal candidate should have over five years of experience in credit analysis, with strong knowledge of the National Credit Act. Responsibilities include conducting risk assessments, managing credit limits and compliance, and collaborating with finance and tech teams. Applicants should possess strong analytical skills and digital acumen in risk management. A competitive salary based on experience is offered.