Credit Analyst - Commercial Lending

Placements24; Upington; On-site; ZAR 330,000 - 520,000; Full time

Job summary

Placements24 is assisting a well-established bank in Upington, Northern Cape, to recruit a meticulous Credit Analyst for the commercial lending division. You will evaluate the creditworthiness of potential borrowers, analyze financial statements, and assess risk across commercial loan portfolios.

You will prepare detailed credit reports and present recommendations to the credit committee. The ideal candidate has strong financial analysis skills, a solid understanding of lending principles, and

Qualifications

• Evaluate creditworthiness of borrowers
• Analyze financial statements of borrowers
• Assess risk across commercial loans
• Prepare detailed credit reports for review
• Make recommendations to the credit committee
• Strong financial analysis skills
• Understanding of lending principles
• Proficient in financial modeling

Responsibilities

• Evaluate creditworthiness of potential borrowers
• Analyze borrowers' financial statements
• Assess various forms of risk for commercial loans
• Prepare credit reports for credit committee review
• Provide recommendations to the credit committee

Skills

Credit analysis

Financial modeling

Risk assessment

Financial statement analysis

Credit reporting

Job description

About the Role

Our client, a well-established bank, is seeking a meticulous and analytical Credit Analyst to support their commercial lending division in Upington, Northern Cape. This role is essential for evaluating the creditworthiness of potential borrowers, analyzing financial statements, and assessing various forms of risk associated with commercial loans. You will prepare detailed credit reports and make recommendations to the credit committee. The ideal candidate will possess strong financial analysis skills, a thorough understanding of lending principles, and proficiency in financial modeling. This position offers a fantastic opportunity to contribute to the bank's lending decisions and grow your career in commercial finance within the Upington area. We are looking for someone with a keen eye for detail and a commitment to sound financial practices.