Work From Home Insurance Benefits Consultant

AIL; Detroit (MI); Remote; USD 30,000 - 90,000; Full time

Benefits offered by this job

Bonuses

Remote work

Leadership path

Performance pay

License training

Equity opportunity

Supportive culture

Job summary

AO Globe Life is hiring for a fully remote, independent contractor role focused on helping clients with supplemental benefit options. Training, licensing guidance, and ongoing mentorship are provided to support growth within a mission-driven environment.

Ideal candidates are self-motivated, comfortable working remotely, and able to obtain any required licenses. No prior insurance experience is required; strong interpersonal skills are essential for client-focused interactions.

Qualifications

• Authorized to work in the United States.
• Ability to obtain any necessary licenses.
• Comfortable with virtual meetings and using digital tools.
• Self-motivated and able to work independently.
• Excellent interpersonal and communication abilities.

Responsibilities

• Guide individuals and families through personalized supplemental benefit options.
• Guide clients through enrollment with clarity and professionalism.
• Cultivate long-term client relationships.
• Maintain organized, accurate digital records and follow-up communication.
• Conduct virtual consultations with clients via Zoom.
• Take part in continued mentorship and team development.

Skills

Customer service background

Interpersonal communication

Self-driven

Authorized to work in US

Job description

AO Globe Life is growing our fully remote team and hiring team members who want more than just a job—a mission-driven career. This role fits recent or soon-to-be graduates in business, marketing, or communications, as well as anyone drawn to a service-first, people-focused environment. With comprehensive training, a steady stream of inbound client interest, and structured mentorship, you can build a meaningful career from anywhere in the United States.

Key Responsibilities

• Guide individuals and families through personalized supplemental benefit options
• Guide clients through enrollment with clarity and professionalism
• Cultivate long-term client relationships
• Prioritize high-quality, client-focused interactions
• Conduct virtual consultations with clients via Zoom
• Take part in continued mentorship and team development
• Maintain organized, accurate digital records and follow-up communication

Qualifications

• A Windows laptop or PC, webcam, and dependable internet
• Customer service or consultative background a plus, not required
• Ability to obtain any necessary licenses, if applicable to the role
• Comfortable in virtual meetings and using digital tools
• Excellent interpersonal and communication abilities
• Self-driven, organized individuals comfortable working independently
• Passionate about helping others and contributing to a mission-driven organization
• Must be authorized to work in the U.S.

What We Offer

• Monthly and quarterly bonuses
• 100% remote with flexible hours
• A clear path toward leadership roles
• Weekly performance-based pay
• Inbound leads only — no cold calling
• Opportunities for renewal-based income growth
• Full training and licensing provided
• 3% equity opportunity for qualifying team members
• A supportive, people-centered culture

About AO Globe Life

For more than seven decades, AO Globe Life has supported union members, credit union clients, and veterans across the country with supplemental benefits that protect working families. As a remote-first organization, we focus on integrity, flexibility, and helping our team members build lasting careers.

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.