Whole Life Insurance Agent

The Wood Agency Life; Hammond (LA); Remote; USD 60,000 - 130,000; Full time

Benefits offered by this job

Access to multiple carriers

Independent contractor

CRM and e-app access

Job summary

The Wood Agency Life is seeking remote specialists in Hammond, LA to service families with permanent life insurance and IUL planning. This work-from-home role involves meeting clients remotely nationwide and guiding long-term protection conversations rather than term-only sales.

You will review current coverage, walk through whole life and IUL options, and manage the case through underwriting and issuance while staying up-to-date with carrier products.

Qualifications

• Active life insurance license required in resident state.
• Ability to explain cash value and permanent coverage clearly.
• Familiarity with quoting tools and CRM software daily.
• Ability to maintain follow-up across underwriting timelines.
• Reliable computer, phone and internet for remote work.

Responsibilities

• Contact clients who asked about permanent coverage and set up remote meetings.
• Review clients’ current coverage, goals and family situation before presenting options.
• Explain whole life and IUL options and cash value vs death benefit.
• Complete applications inside the carrier's e-app platform.
• Log interactions and case status in the CRM.
• Support the case through underwriting to issue and update clients.

Skills

Client communication

Remote work setup

Underwriting timelines understanding

Technology troubleshooting

Education

Active life insurance license

Tools

Carrier quoting tools

CRM software

Job description

Wood Agency Life is hiring whole life and IUL specialists to serve families in Hammond, Louisiana planning long-term protection. This is a remote, work-from-home position with no office commute required. You'll meet clients remotely nationwide and focus on permanent coverage conversations rather than term-only sales.

What you'll do

• Contact clients who've asked about permanent coverage or retirement-linked life insurance and set up a remote meeting.
• Review the client's current coverage, savings goals and family situation before presenting anything.
• Walk through whole life and IUL options from several carriers and explain how cash value and death benefit work together.
• Complete the application with the client inside the carrier's e-app platform.
• Log client interactions and case status in the CRM.
• Stay with the case through underwriting to issue, updating the client as it moves.
• Keep current on carrier products through the agency's ongoing training.

Qualifications

• Active life insurance license in your resident state.
• Able to explain cash value, riders and permanent coverage clearly to someone without an insurance background.
• Comfortable using carrier quoting tools and CRM software daily.
• Consistent follow-up with clients across weeks-long underwriting timelines.
• Reliable computer, phone and internet for remote client work.

What we provide

• Access to multiple carriers through an independent agency.
• CRM and e-app access for managing your pipeline.
• Ongoing product training on whole life and IUL cases from Ben and Andrea Wood.

Compensation

This is a 1099 independent contractor opportunity. Compensation is commission-based. No salary or hourly pay is provided. Earnings depend on individual production. Licensed agents who want to work permanent coverage cases can apply through this listing.

The Wood Agency Life. Ben Wood, NPN 20251128. Independent insurance agency. Agents are independent contractors (1099) paid under contract. A state life insurance license is required before soliciting or selling business, and licensing timelines vary by state. Equal opportunity — we consider every applicant regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or veteran status.