VP, Workforce & Affordable Housing Credit Strategy

JPMorgan Chase & Co.; Houston (TX); On-site; USD 120,000 - 190,000; Full time

Job summary

JPMorgan Chase & Co. in Houston seeks an experienced Workforce and Affordable Housing Credit Officer to lead the full credit lifecycle for construction and permanent loans in workforce and affordable multifamily developments.

You will guide risk reviews, structure transactions, and manage a portfolio through construction, lease-up, and repayment, collaborating with developers, public agencies, and internal teams to deliver timely, high-quality outcomes.

Qualifications

• 4+ years of experience in market rate or community development real estate lending or investing.
• Underwriting expertise in subordinate/public subsidy layers and construction/permanent financing structures.
• Proven leadership with the ability to drive accountability and influence outcomes across cross functional teams.
• Strong analytical and financial modeling skills; ability to synthesize complex information and make sound credit recommendations.
• Track record of managing multiple transactions and deadlines with disciplined project management and follow through.
• Excellent stakeholder management and customer service; trusted partner to clients and internal colleagues.
• Exceptional written and verbal communication skills, including executive level presentations.

Responsibilities

• Lead end-to-end risk analysis of workforce and affordable housing transactions, including sources and uses and project economics.
• Prepare, present, and defend comprehensive credit packages to senior management and credit committees.
• Evaluate third-party due diligence and incorporate findings into credit decisions.
• Review legal documentation for alignment with risk appetite and terms.
• Monitor credit risk through construction and lease-up, implementing proactive action plans.

Skills

Credit underwriting

Financial modeling

Team leadership

Stakeholder management

Multifamily housing finance

Risk analysis

Executive presentations

Education

Bachelor's degree in finance/real estate

Master's degree in real estate/finance

Tools

MS Excel

PowerPoint

Job description

JPMorgan Chase & Co. in Houston seeks an experienced Workforce and Affordable Housing Credit Officer to lead the full credit lifecycle for construction and permanent loans in workforce and affordable multifamily developments.

You will guide risk reviews, structure transactions, and manage a portfolio through construction, lease-up, and repayment, collaborating with developers, public agencies, and internal teams to deliver timely, high-quality outcomes.