VP, Real-Time Payments Product Strategy

The Clearing House; Charlotte (NC); On-site; USD 180,000 - 260,000; Full time

Job summary

The Clearing House in Charlotte, NC invites an experienced VP, RTP Business Product Management to shape real-time payments strategy and product portfolios. You will lead lifecycle activities from discovery to commercialization, collaborating with Sales, Risk, Compliance, Technology, and industry partners.

You will translate market needs into differentiated RTP solutions, driving adoption and measurable value for financial institutions and customers while maintaining a strong risk mindset and

Qualifications

• 10+ years of progressive product management experience, preferably in payments, banking, or financial services.
• Strong understanding of payment products, operations, technology, and market dynamics; instant or faster payments experience preferred.
• Demonstrated ability to identify and validate market needs, establish priorities, develop business cases, and translate strategy into roadmaps and commercial outcomes.
• Excellent written, verbal, and presentation skills with ability to influence across senior stakeholders.
• Experience leading cross-functional teams and managing complex initiatives.
• Knowledge of Pragmatic Product Management framework or equivalent market-driven discipline is a plus.

Responsibilities

• Translate RTP strategy into market-driven product plans and roadmaps grounded in customer needs.
• Lead RTP products through discovery, business case development, requirements, launch, adoption, and lifecycle decisions.
• Drive market discovery and engagement with financial institutions, corporate users, technology providers, and stakeholders.
• Develop clear positioning, value propositions, and launch enablement with Sales and Marketing.
• Use data to establish priorities, inform investments, monitor adoption, and drive actionable improvements.
• Partner with RTP Technical Product Management and Delivery teams to articulate requirements into high-quality solutions.
• Lead cross-functional pilots, proofs of concept, and launch readiness activities.
• Apply first-line risk mindset across lifecycle with Legal, Risk, and Compliance alignment.
• Represent The Clearing House in customer forums and governance discussions with credibility.
• Foster a disciplined, market-driven culture focused on accountability and measurable outcomes.

Skills

Product leadership

Payments knowledge

Strategic thinking

Cross-functional collaboration

Analytical skills

Education

Bachelor’s degree in finance, business, economics, or related discipline

Job description

The Clearing House in Charlotte, NC invites an experienced VP, RTP Business Product Management to shape real-time payments strategy and product portfolios. You will lead lifecycle activities from discovery to commercialization, collaborating with Sales, Risk, Compliance, Technology, and industry partners.

You will translate market needs into differentiated RTP solutions, driving adoption and measurable value for financial institutions and customers while maintaining a strong risk mindset and