VP, Insurance and Risk Management

Welltower Refresh 2025; Plano, Toledo, New York (TX, OH, NY); On-site; USD 180,000 - 290,000; Full time

Job summary

Welltower seeks a strategic, financially savvy executive to lead the enterprise risk management and insurance function. The Vice President will oversee risk strategy, global insurance programs, and captive structures, partnering with Legal, Finance, Investments, Asset Management, Operations and Development to protect assets and optimize risk costs.

The ideal candidate brings deep expertise in complex insurance, risk financing, captive programs, and executive stakeholder management, with the

Qualifications

• Minimum 15 years of progressively responsible experience in risk management with significant leadership
• Experience leading enterprise risk management and insurance programs
• Experience across property, casualty, professional liability, cyber, and specialty lines

Responsibilities

• Develop and execute enterprise risk management and insurance strategy aligned with objectives
• Establish governance frameworks to identify, assess, monitor, and mitigate risks
• Advise senior leadership on risk, insurance strategy, and risk financing decisions
• Lead the Risk Management & Insurance team with governance, policies, and reporting
• Oversee design and management of insurance programs (property, liability, D&O, cyber, etc.)
• Manage broker/carrier selection, renewals, and complex negotiations
• Provide oversight of significant claims, reserves, and coverage interpretation
• Manage captive programs, risk retention, and financial performance

Skills

Enterprise risk management

Commercial insurance

Risk financing

Captive insurance

Reinsurance

Complex claims management

Education

Bachelor's degree in risk management/related field

Advanced degree (MBA/JD) preferred

Job description

WELLTOWER – REIMAGINE REAL ESTATE WITH US

At Welltower, we’re transforming how the world thinks about senior living and wellness-focused real estate. As a global leader in residential wellness and healthcare infrastructure, we create vibrant, purpose-driven communities where housing, healthcare, and hospitality converge. Our culture is fast-paced, collaborative, and endlessly ambitious—guided by our mantra: The only easy day was yesterday.

We’re looking for bold, independent thinkers who thrive on challenge, embrace complexity, and are driven to deliver long-term value. Every team member is empowered to think like an owner, innovate fearlessly, and lead from where they stand. If you're passionate about outcomes and inspired by the opportunity to shape the future of healthcare infrastructure, we want you on our best-in-class team.

SUMMARY

Welltower isseekinga strategic, financially sophisticated executive to lead the company's enterprise risk management and insurance function. The Vice President, Risk Management and Insurance will oversee enterprise risk and risk financing strategy, including global insurance and captive programs, and provide leadership in the identification, assessment, mitigation, and transfer of risk. This leader willpartnerLegal, Finance, Investments, Asset Management, Operations, Development, and other business functionsto protect company assets, support informed business decisions, and optimize total cost of risk. The ideal candidate brings deep expertise in complex insurance and risk financing structures, captive insurance, claims oversight, and executive-level stakeholder management. This position can be based in Toledo, OH, Dallas, TX, or New York, NY.

KEY RESPONSIBILITIES

Enterprise Risk Management and Strategic Leadership

• Develop and execute the enterprise risk management and insurance strategy aligned with the company's business objectives, risk appetite, capital strategy, and global growth plans.
• Establish enterprise risk governance frameworks to identify, assess, monitor, and mitigate material risks while embedding risk management into strategic business decisions.
• Serve as the executive advisor to senior leadership on enterprise risk, insurance strategy, emerging exposures, and risk financing decisions.
• Lead and develop the Risk Management & Insurance team whilemaintainingeffective governance, policies, reporting, and executive communications.

Insurance Program Strategy, Placement, and Claims Oversight

• Oversee the design, placement, negotiation, renewal, and administration of all insurance programs, including property, general and professional liability, directors and officers, cyber, pollution, automobile, workers' compensation, and other executive and specialty risk lines, establishing appropriate coverage, limits, retentions, and program structures.
• Lead broker and carrier selection, renewal marketing, and complex negotiations to achieve competitive terms, appropriate coverage, financial efficiency, and alignment with business requirements.
• Provide executive oversight of significant and complex claims, including escalation strategy, reserve evaluation, coverage interpretation, settlement posture, and coordination with internal and external counsel.
• Manage strategic relationships with operators, business partners, brokers, carriers, reinsurers, captive managers, actuarial advisors, regulators, auditors, and other third parties regarding insurance requirements, coverage, claims, loss control, and company-sponsored risk programs.
• Oversee insurance diligence and risk allocation for acquisitions, dispositions, developments, financings, joint ventures, and other strategic transactions.

Captive, Risk Financing, and Financial Leadership

• Lead the strategy, structure, governance, and ongoing management of the company's captive insurance program(s), ensuring alignment with enterprise risk, financial objectives, and long-term program sustainability.
• Evaluate and implement opportunities to optimize captive utilization, risk retention, reinsurance, coverage, and alternative risk financing strategies to improve capital efficiency and total cost of risk.
• Oversee captive financial performance and regulatory compliance, including capitalization, reserving, premium allocation, liquidity, and dividend strategy.

OTHER DUTIES

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of this employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

COMPETENCIES

• Executive-level expertise in enterprise risk management, commercial insurance, risk financing, captive insurance, reinsurance, and complex claims management.
• Deep knowledge of complex insurance structures across property, casualty, professional liability, executive risk, cyber, and other specialty lines.
• Proven ability to lead large-scale, multi-layered insurance programs and translate risk information into clear business and financial recommendations.
• Strong financial acumen, including experience evaluating total cost of risk, actuarial analyses, loss projections, reserve adequacy, capital requirements, and risk retention alternatives.
• Demonstrated success building and leading high-performing teams and influencing across a complex, matrixed organization.
• Exceptional judgment and executive presence, with the ability to navigate sensitive, high-stakes, and rapidly evolving risk matters.
• Strong strategic, analytical, project management, and problem‑solving capabilities, with a disciplined approach to governance and execution.
• Outstanding negotiation and relationship‑management skills with brokers, carriers, reinsurers, operators, regulators, and senior internal stakeholders.
• Excellent written and verbal communication skills, including the ability to present complex risk matters to executive and board‑level audiences.
• Experience supporting international operations and managing risk across multiple jurisdictions is strongly preferred.
• Experience in commercial real estate, healthcare, seniors housing, or another asset‑intensive and operationally complex industry is strongly preferred.

TRAVEL

Some out-of-area and overnight travel may be expected.

MINIMUM REQUIREMENTS

A minimum of 15 years of progressively responsible experience in risk management and insurance, including significant leadership responsibility, is required.

A bachelor's degree in risk management, finance, business, law, or a related field is required. An advanced degree (MBA, JD, or master's) and relevant professional designations are preferred.

Employment is contingent upon the successful completion of a background check, drug screening, and verification of employment, education, and other credentials relevant to the position.

Welltower is committed to leveraging the talent of a diverse workforce to create great opportunities for our business and our people. EOE/AA. Minority/Female/Sexual Orientation/Gender Identity/Disability/Vet

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
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