VP, Direct Lending & Private Credit (Lower-Middle Market)

Alexander Chapman Ltd; New York (NY); On-site; USD 180,000 - 350,000; Full time

Job summary

Alexander Chapman Ltd. in New York City seeks a Vice President of Direct Lending for a growing investment team focused on lower-middle-market private credit and bespoke financing solutions.

Lead underwriting and execution of debt transactions, develop robust financial models, and manage credit risk across a dynamic portfolio. Build strong relationships with sponsors and management teams while shaping investment strategy and contributing to firm growth.

Qualifications

• 7-10+ years of experience in direct lending, private credit, leveraged finance, or investment banking.
• Strong underwriting and execution experience on middle-market credit transactions.
• Expertise in financial modeling, credit analysis, debt structuring, and due diligence.
• Experience evaluating unitranche, senior secured, and subordinated debt opportunities.
• Solid understanding of credit documentation, covenant analysis, and downside risk assessment.
• Excellent communication skills and ability to manage relations with sponsors, management teams, and advisors.
• Bachelor's degree in Finance, Economics, or a related field; MBA or relevant professional qualification is a plus.

Responsibilities

• Source, evaluate, structure, and execute direct lending investments across the lower-middle market.
• Lead financial, commercial, and credit due diligence on prospective borrowers.
• Develop detailed financial models, investment memoranda, and credit recommendations.
• Negotiate financing terms, covenant packages, and legal documentation with sponsors and counterparties.
• Monitor portfolio companies, assess credit performance, and proactively identify potential risks.
• Build and maintain relationships with private equity sponsors, intermediaries, and business owners.
• Collaborate with senior investment professionals on portfolio management and investment strategy.

Skills

Direct lending

Credit analysis

Financial modeling

Due diligence

Credit structuring

Sponsor relationships

Education

Bachelor's degree in Finance, Economics, or related field

MBA or relevant professional qualification (plus)

Job description

Alexander Chapman Ltd. in New York City seeks a Vice President of Direct Lending for a growing investment team focused on lower-middle-market private credit and bespoke financing solutions.

Lead underwriting and execution of debt transactions, develop robust financial models, and manage credit risk across a dynamic portfolio. Build strong relationships with sponsors and management teams while shaping investment strategy and contributing to firm growth.