Risk Management - Asset Based Lending Credit Officer - Vice President

Testing Site - JPMC; Dallas (TX); On-site; USD 140,000 - 190,000; Full time

Job summary

JPMorgan Chase in Dallas seeks a Lead Credit Officer to manage a portfolio of Asset Based Lending clients and drive credit risk leadership within the risk management team.

You will perform rigorous due diligence, structure credit facilities, and collaborate with bankers and partners across the bank to deliver tailored working capital and asset-based financing solutions.

Qualifications

• Minimum 5 years' experience in commercial banking, credit risk, portfolio management with Asset Based Lending financing knowledge.

Responsibilities

• Manage portfolio of ABL clients, monitor financial performance trends, borrowing base trends and lead ABL credit relationship with borrower and internal stakeholders
• Perform due diligence for loans, derivatives, leases and cash management including: financial due diligence, financial and /or liquidity modeling, field exam, appraisal and legal diligence
• Lead ABL credit structuring and legal document negotiations
• Partner with Bankers, Corporate Credit partners, Debt Capital Markets, Treasury Services, Leasing, Derivatives and Loan Operations

Skills

Commercial Banking

Credit Risk

Portfolio Management

Capital Markets

Communication Skills

Critical Thinking

Interpersonal Skills

Microsoft Office

Education

Bachelor's degree

Job description

Bring your expertise to JPMorgan Chase and join a leading team of ABL credit risk professionals. In Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient and your work will have a direct impact supporting responsible business growth while anticipating new and emerging risks. Further, using your expert judgement you work to solve real-world challenges that impact our company, customers and communities.Our culture is all about thinking outside the box, challenging the status quo and striving to be best-in-class

As a Lead Credit Officer in Asset Based Lending Credit Risk, you will be part of the firm’s risk governance framework and a critical member of the risk management team. The Asset Based Lending team primarily provides working capital revolving lines of credit and fixed asset loans to corporate clients. Credit Officers onthe Investment Bank Asset Based Lending team manage a portfolio of accounts new business transactions.

Job Responsibilities

• Manage portfolio of ABL clients, monitor financial performance trends, borrowing base trends and lead ABL credit relationship with borrower and internal stakeholders
• Perform due diligence for loans, derivatives, leases and cash management including: financial due diligence, financial and /or liquidity modeling, field exam, appraisal and legal diligence
• Lead ABL credit structuring and legal document negotiations
• Partner with Bankers, Corporate Credit partners, Debt Capital Markets, Treasury Services, Leasing, Derivatives and Loan Operations

Required qualifications, capabilities, and skills

• Minimum 5years' experience in commercial banking, credit risk, portfolio management with Asset Based Lending financing knowledge
• Strong understanding of capital markets, financing structures, derivatives and cash management products as well as related documentation
• Excellent communication and presentation skills - both written and verbal
• Ability to think critically and multitask in a fast-paced environment
• Strong interpersonal and relationship development skills
• Proficiency in Microsoft Excel, Word, PowerPoint and Outlook
• Bachelor's degree

Preferred qualifications, capabilities, and skills

The following additional items will be considered but are not required for this role

• Formal credit training program a plus
• Bachelor's degree in Accounting or Finance preferred