VP CRE Lender

RockBridge Search & Recruitment; Sacramento (CA); On-site; USD 90,000 - 200,000; Full time

Benefits offered by this job

Base salary

Incentives

401(k)

PTO & holidays

Professional development

Career advancement

Leadership team

Market impact

Job summary

RockBridge Search & Recruitment in Sacramento seeks a Vice President, Commercial Real Estate Lender to develop a high-quality CRE portfolio, originate and structure loans, and drive strategic partnerships with brokers, CPAs, and developers.

This senior role requires strong credit analysis, negotiation, and market insight to navigate complex financing and close meaningful transactions in California's dynamic CRE market.

Qualifications

• 5+ years of Commercial Real Estate lending or commercial banking experience.
• Proven success originating and closing CRE loans.
• Strong credit analysis and underwriting expertise.
• Experience analyzing complex borrower financial statements and commercial property performance.
• Knowledge of construction lending, permanent financing, and commercial loan documentation.
• Excellent negotiation and relationship management skills.
• Strong business development instincts with an established network in the Sacramento market preferred.
• Bachelor's degree in Finance, Business, Economics, Real Estate, or related field preferred.

Responsibilities

• Developing and expanding a high-quality portfolio of Commercial Real Estate relationships.
• Originating loans for income-producing properties, construction projects, owner-occupied real estate, multifamily developments, industrial properties, office, retail, and mixed-use assets.
• Structuring creative financing solutions that balance client goals with sound credit practices.
• Partnering closely with Credit, Underwriting, and Executive Leadership to move transactions efficiently from application through closing.
• Performing financial analysis including cash flow modeling, debt service coverage, collateral evaluation, rent rolls, guarantor analysis, and global cash flow.
• Presenting loan opportunities to Loan Committee with confidence and credibility.
• Monitoring portfolio performance while proactively managing risk and maintaining exceptional asset quality.
• Building referral partnerships with brokers, CPAs, attorneys, developers, investors, and centers of influence throughout Northern California.
• Staying ahead of market trends, interest rate movements, and commercial real estate opportunities to better serve clients.

Skills

Relationship building

Credit analysis

Business development

Negotiation

Market knowledge

Education

Bachelor's degree in Finance, Business, Economics, Real Estate, or related field

Job description

Sacramento, California
$90,000 - $200,000 + Performance Incentives

Build Skylines. Finance Possibilities. Shape the Future.

Sacramento is growing, and so are the opportunities to leave your mark on its commercial landscape. We're looking for a relationship-driven Vice President, Commercial Real Estate Lender who thrives on building meaningful client partnerships, uncovering new business opportunities, and structuring financing solutions that help businesses, developers, and investors bring ambitious projects to life.

This isn't a role for someone who waits for deals to arrive. It's for a strategic rainmaker who enjoys being in the market, earning trust, solving complex financing challenges, and helping clients navigate every stage of a commercial real estate transaction.

If you know the difference between simply approving loans and building lasting partnerships, you'll fit right in.

What You'll Do

Every day brings a new opportunity to create value by:

• Developing and expanding a high-quality portfolio of Commercial Real Estate relationships.
• Originating loans for income-producing properties, construction projects, owner-occupied real estate, multifamily developments, industrial properties, office, retail, and mixed-use assets.
• Structuring creative financing solutions that balance client goals with sound credit practices.
• Partnering closely with Credit, Underwriting, and Executive Leadership to move transactions efficiently from application through closing.
• Performing financial analysis including cash flow modeling, debt service coverage, collateral evaluation, rent rolls, guarantor analysis, and global cash flow.
• Presenting loan opportunities to Loan Committee with confidence and credibility.
• Monitoring portfolio performance while proactively managing risk and maintaining exceptional asset quality.
• Building referral partnerships with brokers, CPAs, attorneys, developers, investors, and centers of influence throughout Northern California.
• Staying ahead of market trends, interest rate movements, and commercial real estate opportunities to better serve clients. Common expectations for senior CRE lenders include originating, structuring, underwriting, and managing commercial real estate portfolios while balancing growth and credit quality.

What Makes You Successful

You're someone who enjoys conversations that lead to opportunity. You understand that every property tells a financial story, and you're skilled at reading between the lines.

You'll likely bring:

• 5+ years of Commercial Real Estate lending or commercial banking experience.
• Proven success originating and closing CRE loans.
• Strong credit analysis and underwriting expertise.
• Experience analyzing complex borrower financial statements and commercial property performance.
• Knowledge of construction lending, permanent financing, and commercial loan documentation.
• Excellent negotiation and relationship management skills.
• Strong business development instincts with an established network in the Sacramento market preferred.
• Bachelor's degree in Finance, Business, Economics, Real Estate, or related field preferred.

Why You'll Love This Opportunity

You'll join a collaborative banking team that believes exceptional relationships create exceptional results. Here, you'll have the autonomy to pursue opportunities, the support to close meaningful transactions, and the resources to continue growing your career.

We value initiative, integrity, responsiveness, and a genuine passion for helping businesses succeed.

What We Offer

• Competitive base salary of $90,000-$200,000, depending on experience
• Lucrative incentive and bonus opportunities
• 401(k) with company match
• Generous PTO and paid holidays
• Professional development and career advancement opportunities
• Collaborative leadership team
• The opportunity to make a measurable impact within one of California's most dynamic commercial real estate markets

Ready to Build More Than a Loan Portfolio?

If you're energized by relationships, inspired by complex deals, and motivated by helping shape the communities where people live and work, we'd love to meet you.

Bring your expertise. Bring your ambition. Bring your next great career move to Sacramento.

2026 RockBridge Search & Recruitment. All Rights Reserved