VP, Banking Products

TBK Bank, SSB; Dallas (TX); On-site; USD 150,000 - 190,000; Full time

Benefits offered by this job

Medical, Dental, Vision coverage

Paid Time Off

401(k) retirement plan

Additional benefits available

Job summary

TBK Bank, SSB seeks a Vice President of Banking Products to lead end‑to‑end performance, compliance, and development across a broad suite of banking and payment products in a highly regulated environment.

You will own product health, risk controls, pricing governance, market intelligence, and roadmap execution, partnering across Technology, Risk, Compliance, Distribution, and Finance to drive growth, efficiency, and durable customer value.

Qualifications

• 8+ years in banking and/or payments product management leadership.
• Proven ownership of products across run, enhance, and transform phases.
• Strong understanding of banking products, market dynamics, and regulatory environments.
• Demonstrated success leading teams and driving outcomes through cross‑functional partnership.

Responsibilities

• Own ongoing health and performance of assigned products, including stability, controls, customer experience, and cost‑to‑serve.
• Accountable product owner for risk, compliance, and control alignment; partner with Risk and Compliance.
• Ensure product documentation, pricing, eligibility, limits, and features remain accurate and governed.
• Lead decisions on optimization, simplification, decommissioning, or consolidation as needed.
• Identify operational friction and drive remediation alongside enhancements.

Skills

8+ years banking/payments product mgmt

Product ownership across run/enhance/‑

Job description

Responsibilities

VP, Banking Products owns the end‑to‑end performance, compliance, and development across a range of banking and payment products. This role balances operational excellence, market and customer intelligence, and disciplined product development execution to deliver sustainable financial results in a highly regulated environment.

Product Maintenance & Portfolio Stewardship

• Own the ongoing health and performance of assigned products, including operational stability, controls, customer experience, and cost‑to‑serve.
• Serve as accountable product owner for risk, compliance, and control alignment, partnering with Risk and Compliance to address gaps, findings, and regulatory change.
• Ensure product documentation, pricing, eligibility, limits, and features remain accurate and effectively governed.
• Lead decisions on product optimization, simplification, decommissioning, or consolidation where appropriate.
• Proactively identify operational friction and drive prioritization of remediation alongside enhancement work.

Measured by product health KPIs, audit outcomes, issue recurrence, and operational efficiency metrics.

Market Intelligence & Customer Insight

• Maintain deep awareness of market trends, competitor offerings, pricing models, and emerging customer expectations.
• Monitor regulatory, industry, and technology developments and assess implications for product strategy and investment priorities.
• Champion structured customer insights through partnership with Distribution, Sales, and Relationship teams.
• Translate market signals into clear, actionable implications for roadmap, pricing, risk posture, and positioning.
• Serve as a trusted internal expert on the product domain for executive leadership and frontline teams.

Measured by adoption trends, competitive positioning outcomes, and relevance of roadmap priorities to market demand.

Product Strategy & Roadmap Execution

• Translate product strategy into clear execution plans, milestones, and ownership across teams.
• Own multi‑quarter product roadmaps that balance growth initiatives, regulatory commitments, and operational resilience.
• Drive disciplined execution using established delivery and governance frameworks.
• Partner with Technology and external vendors to define requirements, manage dependencies, and ensure delivery quality.
• Lead products from ideation through launch and post‑launch performance management, ensuring expected outcomes are realized.
• Establish KPIs and dashboards to track delivery progress, financial performance, and customer adoption.

Measured by delivery predictability, time‑to‑value, adoption outcomes, and financial performance.

Commercial & Financial Accountability

• Own P&L performance for assigned products, including pricing, margin, and portfolio optimization.
• Partner with Finance to forecast revenue, manage cost structures, and assess investment returns.
• Drive deposit growth, retention, and customer lifetime value through disciplined product decisions.

Cross‑Functional Leadership Expectations

• Operate as a single‑point owner across Technology, Operations, Risk, Compliance, Marketing, and Distribution.
• Influence outcomes in a highly matrixed organization without direct authority.
• Surface trade‑offs clearly and early, providing leadership with options and implications.
• Ensure execution velocity remains aligned with risk and operational readiness.

Qualifications

Experience & Skills

• 8+ years in banking and/or payments product management leadership.
• Proven ownership of products across run, enhance, and transform phases.
• Strong understanding of banking products, market dynamics, and regulatory environments.
• Demonstrated success leading teams and driving outcomes through cross‑functional partnership.

Preferred Indicators

• Experience managing regulated products with material operational and compliance dependencies.
• Track record of balancing execution urgency with product sustainability and control rigor.
• Strong analytical and data‑driven decision‑making skills.

Benefits

• Medical, Dental, Vision coverage.
• Paid Time Off.
• 401(k) retirement plan.
• Additional benefits available.

Equal Opportunity Statement

We are proud to be an equal opportunity employer and do not discriminate in recruitment, hiring, training, promotion, or other employment practices on the basis of age, race, gender, color, religion, national origin, disability, sexual orientation, veteran status, or any other basis prohibited by federal, state, or local law.