Virtual Insurance Services Representative

AIL; Cincinnati (OH); Remote; USD 40,000 - 90,000; Part time

Benefits offered by this job

Licensing support

Remote work

Performance bonuses

Mentorship program

Job summary

AO Globe Life is hiring for a fully remote, independent contractor role aimed at graduates or professionals in business, marketing, or communications. You will guide enrollment, maintain records, and present tailored benefits while engaging in Zoom consultations and building lasting client relationships.

The position offers licensing training, ongoing mentorship, and performance-based bonuses within a mission-driven, remote-first culture.

Qualifications

• Be at least 18 and legally eligible to work in the United States.
• Own a computer, reliable internet, and a dedicated remote workspace.
• Willing to obtain state Life & Health Insurance License.
• No prior insurance experience required; training provided.

Responsibilities

• Guide clients through enrollment with clarity and professionalism.
• Maintain accurate digital records and follow-up communications.
• Present supplemental benefit options tailored to individuals or families.
• Lead virtual Zoom consultations with clients.
• Build long-term client relationships.

Skills

Interpersonal skills

Communication

Independent work

Digital tools

Zoom proficiency

Licensing eligibility

Work authorization

Job description

Join AO Globe Life and become part of a fully remote, mission-driven team. This role is a great fit for recent or soon-to-be graduates in business, marketing, or communications, as well as anyone who enjoys a people-first, service-oriented environment. With structured training, a steady flow of inbound client interest, and ongoing mentorship, you’ll have what you need to grow a meaningful career from anywhere in the U.S.

What You'll Do

• Guide clients through enrollment with clarity and professionalism
• Maintain organized, accurate digital records and follow‑up communication
• Present supplemental benefit options tailored to each individual or family
• Participate in ongoing mentorship, professional development, and team training
• Provide attentive, client‑first service
• Lead virtual Zoom consultations with clients
• Develop strong, long‑term relationships with clients

What You Bring

• Reliable internet connection plus a Windows laptop/PC with webcam
• Organized, self‑motivated, and comfortable working independently
• A genuine interest in helping others and supporting a mission‑driven company
• Excellent interpersonal and communication abilities
• Customer service or consultative background a plus, not required
• Confident in virtual meetings and familiar with digital tools
• Willingness and ability to obtain required state licensing, if applicable
• Work authorization in the United States

Why You'll Love It Here

• A team culture built around people, not just numbers
• Fully remote, flexible schedule
• Monthly and quarterly performance bonuses
• Weekly pay based on performance
• Full licensing and training support included
• Inbound‑only client interest — never cold calling
• Clear advancement pathways into leadership roles
• Income growth through renewals
• Equity opportunity (3%) for those who qualify

About Us

AO Globe Life has a 70‑plus year history of serving union members, credit union clients, and veterans nationwide through supplemental benefits that protect working families. As a remote‑first company, integrity, flexibility, and team empowerment guide how we operate.

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance‑driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high‑speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre‑licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self‑motivated, coachable, comfortable working independently, and interested in a performance‑based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.