Virtual Insurance Benefits Consultant

AIL; Riverside (CA); Remote; USD 40,000 - 90,000; Full time

Benefits offered by this job

100% remote role

Weekly pay

Equity opportunity (3%)

Bonuses

Clear advancement pathways

Licensing guidance

Job summary

AO Globe Life offers a 100% remote, commission-based opportunity ideal for graduates in business, marketing, or communications. You will handle enrollment processes, guide clients through tailored supplemental benefits, and build lasting relationships while participating in ongoing mentorship and training.

Role emphasizes virtual consultations, licensed work in life/health insurance, and performance-based advancement with regular pay cycles and incentives.

Qualifications

• Organized, self-motivated, and comfortable working independently.
• Must be authorized to work in the U.S.
• Service-minded attitude and good interpersonal skills.
• Confident with virtual meetings and digital tools.
• Prior customer service or consultative experience is a plus, not required.

Responsibilities

• Support the enrollment process from start to finish with professionalism.
• Handle documentation accurately and stay on top of follow-ups.
• Participate in ongoing mentorship, professional development, and team training.
• Walk individuals through personalized supplemental benefit options.
• Cultivate long-term client relationships and prioritize high-quality interactions.
• Conduct virtual consultations with clients via Zoom.

Skills

Organized

Self-motivated

Strong communication

Independent worker

Licensing ready

Tools

Zoom

Job description

AO Globe Life is expanding our remote team and currently hiring. This opportunity suits recent or soon-to-be graduates in business, marketing, or communications, along with anyone who enjoys working in a people-focused, service-driven environment. With full training, inbound client leads, and an established mentorship program, you can build a long-term, meaningful career from anywhere in the U.S.

Key Responsibilities

• Support the enrollment process from start to finish with professionalism
• Handle documentation accurately and stay on top of follow-ups
• Participate in ongoing mentorship, professional development, and team training
• Walk individuals and families through personalized supplemental benefit options
• Cultivate long-term client relationships
• Prioritize high-quality, client-focused interactions
• Conduct virtual consultations with clients via Zoom

Qualifications

• Organized, self-motivated, and comfortable working independently
• Must be authorized to work in the U.S.
• A service-minded, mission-driven attitude
• Strong communicators with solid interpersonal skills
• Confident in virtual meetings and familiar with digital tools
• Prior customer service or consultative experience is a plus, not required
• A Windows laptop or PC, webcam, and dependable internet
• Capable of obtaining required licensing, if applicable to the position

What We Offer

• Full training and licensing provided
• 100% remote role with flexible scheduling
• Weekly pay based on performance
• Equity opportunity (3%) for those who qualify
• Growing income through renewals
• Clear advancement pathways into leadership roles
• Monthly and quarterly bonuses
• A team culture built around people, not just numbers
• Inbound-only client interest — never cold calling

About AO Globe Life

For more than 70 years, AO Globe Life has served union members, credit union clients, and veterans nationwide by providing supplemental benefits that help protect working families. As a remote-first organization, we are committed to integrity, flexibility, and empowering our team members to build meaningful careers.

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.