Vice President, Member Risk Solutions

Farm Credit Illinois; Mahomet (IL); On-site; USD 120,000 - 240,000; Full time

Job summary

Farm Credit Illinois seeks a Vice President, Member Risk Solutions to maximize recoveries, minimize losses, and protect Association capital. Lead collections, workouts, and credit analysis while guiding decisions on distressed loans.

Key duties include negotiating strategies with borrowers, attorneys, and agencies; overseeing litigation support; and monitoring portfolio risk to inform credit decisions and capital protection.

Qualifications

• Bachelor's degree in finance, agriculture, business, or related field.
• 3-5 years of related experience in financial analysis, credit underwriting, portfolio management, or loan collections.
• Equivalent education, experience, and skillset sufficient to meet job requirements.

Responsibilities

• Develop and negotiate collection, restructuring, and repayment strategies.
• Lead collection and recovery efforts, evaluating legal remedies.
• Perform advanced credit analysis and assess collateral positions.
• Monitor high-risk relationships and advise on classification changes.
• Develop delinquent account strategies and recovery opportunities.
• Collaborate with field leadership and loan committees to evaluate troubled credits.
• Maintain accurate portfolio data and provide trend analyses.

Skills

Credit analysis

Loan collections

Credit administration

Production agriculture

Portfolio risk

Macroeconomics

Problem-solving

Negotiation skills

Solution development

Microsoft Office

Verbal communication

Written communication

Education

Bachelor's degree

Tools

Analytics tools

Data analysis

Job description

The Role

The Vice President, Member Risk Solutions works directly with high-risk borrowers and internal stakeholders to maximize recoveries, minimize credit losses, and protect Association capital. This role provides expertise in collections, loan workouts, credit analysis, and portfolio risk management while supporting informed decision-making on distressed and delinquent loan relationships.

What You Will Contribute

• Develop and negotiate collection, restructuring, and repayment strategies with borrowers, attorneys, lenders, accountants, and government agencies to maximize recoveries and minimize losses.
• Lead collection and recovery efforts by evaluating legal remedies, engaging professional resources, managing litigation support activities, and determining the most effective resolution strategies.
• Perform advanced credit analysis by evaluating financial information, assigning risk ratings, assessing collateral positions, and recommending credit decisions within delegated authority.
• Monitor and manage high-risk and adversely classified loan relationships by identifying emerging risks, recommending classification changes, and supporting sound portfolio management practices.
• Develop and execute relationship strategies for delinquent accounts, including negotiating additional collateral, identifying recovery opportunities, and implementing action plans.
• Collaborate with field leadership and loan committees to evaluate troubled credit relationships, support loan decisioning, and promote effective risk mitigation strategies.
• Maintain accurate portfolio data, monitor trends, and provide analysis that supports credit quality, recovery efforts, and informed business decisions.

What We Are Looking For

Required Skills

• Working knowledge of credit analysis, loan collections, and legal and regulatory requirements related to credit administration.
• Strong understanding of production agriculture, finance, and macroeconomic factors that influence borrower performance and portfolio risk.
• Proven problem-solving and negotiation skills with the ability to develop solutions for complex borrower situations and recovery efforts.
• Proficiency with Microsoft Office applications and technology tools that support analysis, reporting, and operational efficiency.
• Strong verbal and written communication skills with the ability to effectively communicate complex topics to a variety of audiences.

Minimum Qualifications

• Bachelors degree in finance, agriculture, business, or related field
• 3-5 years of related experience in financial analysis, credit underwriting, portfolio management, or loan collections
• Or equivalent education, experience, and skillset sufficient to