Vice President, Member Risk Solutions

Farm Credit Services; Illinois; On-site; USD 150,000 - 230,000; Full time

Job summary

Farm Credit Services seeks a Vice President, Member Risk Solutions to maximize recoveries and protect Association capital. You will lead collections, analyze credits, and guide risk management for distressed borrowers.

You will collaborate with attorneys, lenders, and committees to implement recovery strategies and strengthen portfolio health.

Qualifications

• Bachelor’s degree in finance, agriculture, business, or related field.
• 3–5 years of related experience in financial analysis, credit underwriting, portfolio management, or loan collections.
• Proven problem-solving and negotiation skills with complex borrower situations.

Responsibilities

• Develop and negotiate collection, restructuring, and repayment strategies with borrowers and attorneys to maximize recoveries.
• Lead collection and recovery efforts by evaluating remedies and managing litigation support activities.
• Perform advanced credit analysis by evaluating financial information and risk ratings.
• Monitor high-risk loan relationships and identify emerging risks for sound portfolio management.
• Collaborate with field leadership and loan committees to evaluate troubled credit relationships.
• Maintain accurate portfolio data and provide analysis supporting credit quality and recoveries.

Skills

Credit analysis

Loan collections

Regulatory knowledge

Negotiation

Finance knowledge

MS Office

Education

Bachelor’s degree in finance, agriculture, business, or related field

Tools

MS Office

Job description

• Negotiable within or near FCI territory,

The Vice President, Member Risk Solutions works directly with high‑risk borrowers and internal stakeholders to maximize recoveries, minimize credit losses, and protect Association capital. This role provides expertise in collections, loan workouts, credit analysis, and portfolio risk management while supporting informed decision‑making on distressed and delinquent loan relationships.

For more information regarding benefits and salary, please visit our website: https://fci.csod.com/ux/ats/careersite/4/home/requisition/67?c=fci&lang=en-US

What You Will Contribute

• Develop and negotiate collection, restructuring, and repayment strategies with borrowers, attorneys, lenders, accountants, and government agencies to maximize recoveries and minimize losses.
• Lead collection and recovery efforts by evaluating legal remedies, engaging professional resources, managing litigation support activities, and determining the most effective resolution strategies.
• Perform advanced credit analysis by evaluating financial information, assigning risk ratings, assessing collateral positions, and recommending credit decisions within delegated authority.
• Monitor and manage high‑risk and adversely classified loan relationships by identifying emerging risks, recommending classification changes, and supporting sound portfolio management practices.
• Develop and execute relationship strategies for delinquent accounts, including negotiating additional collateral, identifying recovery opportunities, and implementing action plans.
• Collaborate with field leadership and loan committees to evaluate troubled credit relationships, support loan decisioning, and promote effective risk mitigation strategies.
• Maintain accurate portfolio data, monitor trends, and provide analysis that supports credit quality, recovery efforts, and informed business decisions.

What We Are Looking For

Required Skills

• Working knowledge of credit analysis, loan collections, and legal and regulatory requirements related to credit administration.
• Strong understanding of production agriculture, finance, and macroeconomic factors that influence borrower performance and portfolio risk.
• Proven problem‑solving and negotiation skills with the ability to develop solutions for complex borrower situations and recovery efforts.
• Proficiency with Microsoft Office applications and technology tools that support analysis, reporting, and operational efficiency.
• Strong verbal and written communication skills with the ability to effectively communicate complex topics to a variety of audiences

Minimum Qualifications

• Bachelor’s degree in finance, agriculture, business, or related field and
• 3-5 years of related experience in financial analysis, credit underwriting, portfolio management, or loan collections
  • Or equivalent education, experience, and skillset sufficient to perform the essential functions of the job