Vice President, Cash-Flow & CRE Lending (Derivatives)

JPMorganChase; Chicago (IL); On-site; USD 124,000 - 185,000; Full time

Job summary

JPMorganChase is seeking a Vice President to join its Commercial Real Estate team, focusing on cash flow-based and unsecured credit products. You will lead origination, structuring, underwriting, and closing, coordinating with coverage, credit, legal, and client teams to deliver complex financings.

Responsibilities include analysis of financial statements, due diligence, and client engagements across a national platform.

Qualifications

• Minimum 5 years of commercial/corporate banking lending experience including credit, structuring, and marketing.
• Advanced understanding of financial statements, accounting principles, cash flow modeling, and credit risk assessment.
• Strong written and verbal communication skills, with the ability to interact effectively with clients, counsel, product partners, credit officers, and senior management.
• Proven ability to manage multiple transactions and priorities while maintaining a high standard of accuracy and professionalism.
• Experience reviewing and negotiating corporate credit agreements and related loan documentation.
• Familiarity with derivative products and related documentation, including ISDA and Credit Support Annex (CSA) agreements.

Responsibilities

• Analyze corporate financial statements, business models, cash flow generation, and collateral profiles to assess debt capacity and recommend financing structures.
• Lead and participate in client due diligence activities, including meetings with management teams, sponsors, investors, advisors, and other transaction stakeholders.
• Prepare and oversee pitch materials, financial analyses, credit underwriting memoranda, investment committee presentations, and client-facing deliverables.
• Structure and execute a broad range of cash flow-based and unsecured credit facilities in partnership with various teams.
• Evaluate ancillary business opportunities and broader client relationship potential associated with lending transactions.
• Negotiate term sheets, credit agreements, and related legal documentation to ensure alignment with objectives and standards.
• Manage the transaction closing process with due diligence and external advisors.
• Mentor and develop junior team members while fostering a collaborative environment.
• Contribute to strategic initiatives and platform development.

Skills

Credit analysis

Financial modeling

Credit risk assessment

Communication skills

Client interaction

Education

Bachelor's degree

Tools

ISDA

CSA

Job description

JPMorganChase is seeking a Vice President to join its Commercial Real Estate team, focusing on cash flow-based and unsecured credit products. You will lead origination, structuring, underwriting, and closing, coordinating with coverage, credit, legal, and client teams to deliver complex financings.

Responsibilities include analysis of financial statements, due diligence, and client engagements across a national platform.