Valuation Quality Control III

World Business Lenders, LLC

United States

Remote

USD 65,000 - 85,000

Full time

14 days+

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Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

Disability coverage

401(k) with company match

Paid holidays

Paid time off (PTO)

Job summary

World Business Lenders, LLC (WBL) is a privately held lender offering real estate-secured business loans with a fully remote, multinational team. The role emphasizes defensible market opinions across U.S.

markets and robust appraisal review to support origination, workout, or REO decisions. The ideal candidate has 5+ years in commercial valuation/review, strong Excel and writing skills, and familiarity with distressed assets.

Qualifications

Bachelor’s degree in real estate, finance, economics, business, or a related field.
5+ years in appraisal, appraisal review, collateral valuation, underwriting, or asset management, majority on commercial collateral.
Hands-on commercial and income-property valuation or review; residential review a plus.
Knowledge of sales comparison, income, and cost approaches, and USPAP.
Experience with distressed, foreclosed, or REO property.
Strong Excel, writing, and presentation skills; ability to challenge unsupported conclusions.

Responsibilities

Review appraisals, evaluations, BPOs, and CMA’s for accuracy, methodology, and USPAP compliance; return deficient reports for correction.
Test value conclusions against independent market evidence (MLS, public records, CoStar, broker reports) in any U.S. market.
Flag weak comparables, unsupported adjustments, stale data, math errors, and unreasonable assumptions.
Analyze income property: rent rolls, operating expenses, NOI, cap rates, and DCF assumptions.
On construction and development loans, compare budgets, draws, and completion status against as-complete value conclusions.
Recommend value for each premise (as-is, as-complete, as-stabilized, disposition) suited to loan stage.
Write concise findings and present recommendations for Investment, Asset Resolution, and Initial Credit Review.
Recommend added work when information is insufficient: new appraisal, inspection, environmental, or engineering report.
Education: Bachelor’s degree in real estate, finance, economics, business, or related field.

Skills

Commercial appraisal

Underwriting

Market analysis

USPAP knowledge

Excel

Presentation skills

Education

Bachelor’s degree in real estate, finance, economics, business, or related field

Tools

Excel

MLS data

CoStar

Job description

Overview

World Business Lenders (WBL) is a privately held portfolio lender specializing in real estate-secured business loans for underserved businesses. WBL operates with a fully remote, multinational workforce and an experienced executive leadership team.
Collateral spans U.S. markets, from primary metros to tertiary and rural locations, so this role must form defensible value opinions in markets the reviewer may not know firsthand.
Typical schedule is 9:00 AM to 6:00 PM Eastern Time, Monday through Friday, with additional hours as committee timing and business needs require.

What You’ll Be Doing (Core Responsibilities)

Review appraisals, evaluations, BPOs, and CMA’s for accuracy, methodology, and compliance with USPAP and the Interagency Appraisal and Evaluation Guidelines; return deficient reports for correction.
Test value conclusions against independent market evidence (MLS, public records, CoStar, broker reports) in any U.S. market.
Flag weak comparables, unsupported adjustments, stale data, math errors, and unreasonable extraordinary assumptions or hypothetical conditions.
Analyze income property: rent rolls, operating expenses, NOI, cap rates, and discounted cash flow (DCF) assumptions.
On construction and development loans, compare budgets, draws, and completion status against as-complete value conclusions.
Recommend a value for each relevant premise (as-is, as-complete, as-stabilized, disposition) suited to the loan’s stage: origination, performing, default, workout, or REO.
Write concise findings and present recommendations for Investment, Asset Resolution, and Initial Credit Review.
Recommend added work when information is insufficient: new appraisal, inspection, environmental, or engineering report.
Education
- Bachelor’s degree in real estate, finance, economics, business, or a related field.
RequiredExperience
- 5+ years in appraisal, appraisal review, collateral valuation, underwriting, or asset management, the majority on commercial collateral.
- Hands-on commercial and income-property valuation or review experience; residential review experience is a plus.
- Working knowledge of the sales comparison, income, and cost approaches, and of USPAP.
- Experience with distressed, foreclosed, or REO property.
- Strong Excel, writing, and presentation skills, and the confidence to challenge unsupported conclusions.
PreferredBackground/IndustryExperience
- State Certified General or Certified Residential appraiser credential or progress toward Certified General.
  - AI-GRS (General Review Specialist, Appraisal Institute), the designation focused on commercial appraisal review
  - MAI (Appraisal Institute), for commercial and income-producing property
  - MRICS (Royal Institution of Chartered Surveyors)
  - ASA (American Society of Appraisers), Real Property
  - CCIM (CCIM Institute), for commercial investment analysis
  - ARA (American Society of Farm Managers and Rural Appraisers), for rural and agricultural property
  - AI-RRS or SRA (Appraisal Institute), for residential review and valuation
  - Commercial appraisal review experience at a bank, portfolio lender, or private credit fund.
- Familiarity with construction and development projects and the cash flow-based analysis used to value them.