USA CIB Structured Finance Associate

Banco Santander S.A.; St. Louis (MO); On-site; USD 175,000 - 225,000; Full time

Job summary

Banco Santander USA seeks a CIB Structured Finance Associate to originate and structure financing for large-scale projects for corporate and government clients.

You will oversee due diligence, prepare offering memoranda, analyze market data, and support senior bankers in achieving sales goals while collaborating with internal stakeholders across teams.

Qualifications

• Bachelor’s degree in a related field or equivalent demonstrated through work experience, training, or education.
• 5+ years Business Development, Product Specialist Management, or related experience.
• Proven execution of syndicated loan transactions.
• Intellectually product savvy, energetic, and self-motivated with initiative to achieve sales goals.
• Proficiency in Microsoft Office (Word, Excel, Outlook).

Responsibilities

• Originate and structure syndicated loans for corporate and government clients.
• Lead due diligence and prepare offering memoranda and engagement letters.
• Research/analyze industries and market data; create Pitch Book presentations.

Skills

Syndicated loans

Financial modeling

Relationship management

Negotiation

Public speaking

Travel willingness

MS Office

Analytical skills

Strategic sales

Stakeholder management

Education

Bachelor’s Degree in related field

Tools

Microsoft Office Suite

Job description

USA CIB Structured Finance Associate

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.If you are interested in exploring the possibilities

The Difference You Make:

Structured Finance specializes in originating, advising, and structuring financing for specific large-scale, long-term projects for corporate and government clients. Projects can include energy exploration or production, public-private partnerships, or private finance initiatives often focused on public infrastructure. The CIB Structured Finance-IC5 is responsible for the origination, structuring, distribution and trading of syndicated bank loans and other credit products to major corporations and institutions, as both issuers and investors, of their assigned own new business development goals. Oversees the development of financial models and underwriting criteria in support of the groups origination activities. Oversees production of offering memoranda and engagement letters. Participates in transaction due diligence. Researches/analyzes industries and market data. Participates/performs transaction due diligence. Oversees junior level staff from a financial, operational, competitive and industry perspective. Creates Pitch Book presentations.

What You Bring:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education:

Bachelor’s Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required

Qualifications:

• 5+ Years Business Development, Product Specialist Management, or related experience. - Required
• Demonstrated successful execution of syndicated loan transactions.
• Intellectually product savvy, energetic, and self motivated with strong initiative to achieve sales goals.
• Proficiency in Microsoft office products - Word, Excel and Outlook.
• Ability to influence and drive complex initiatives and manage logistics with internal stakeholders.
• Ability to analyze/understand leading technologies and companies.
• Ability to travel within assigned territory as required.
• Strong analytical / problem solving skills.
• Strong relationship management and negotiation skills.
• Expert presentation and public speaking skills.
• Ability to work independently.

Certifications:

No Certifications listed for this job.

It Would Be Nice For You To Have:

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training licensure and certifications and location.

Base Pay Range:

• Minimum:$175,000.00 USD
• Maximum:$225,000.00 USD

We Value Your Impact:

Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. [Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)](Risk Culture:

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standingand walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

*Employer Rights:* This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.