US Money Laundering Reporting Officer (MLRO)

Asset Reality Limited; United States; Hybrid; USD 90,000 - 150,000; Part time

Job summary

Asset Reality Limited is seeking an experienced Money Laundering Reporting Officer (MLRO) to lead US compliance, owning the end-to-end BSA/AML programme and serving as the primary regulator contact. This senior role requires deep crypto-asset regulatory expertise and a proven ability to manage audits, examinations, and cross-functional compliance initiatives in a fast-moving fintech environment.

The MLRO will oversee regulatory filings (SARs/CTRs), liaise with FinCEN, OFAC, IRS, and state

Qualifications

• 5+ years in a compliance or regulatory managerial role at fintech or financial institutions.
• 3+ years with direct oversight of regulatory filings.
• Experience managing regulatory examinations and independent audits.
• Strong knowledge of US crypto regulations (BSA/FinCEN/OFAC Travel Rule).
• Crypto or digital asset sector experience.
• CAMS, ICA or equivalent compliance certification.

Responsibilities

• Own regulatory filings and reporting obligations (SARs, CTRs) under BSA for US operations.
• Liaise with US regulators and agencies including FinCEN, OFAC, IRS, and state regulators.
• Lead audits and regulatory examinations with cross‑functional coordination.
• Embed compliance requirements into business processes and product development.
• Provide guidance to senior leadership and the Board on AFC controls.

Skills

AML

Regulatory

Leadership

Crypto

Audits

Regulatory reporting

Education

Bachelor’s degree

Regulatory certification

Tools

FinCEN filings

Travel Rule tooling

Job description

Location: East Coast US / Eastern Time Zone Preferred
Schedule: Part-Time

About the Role

We are looking for an experienced Money Laundering Reporting Officer (MLRO) to lead our US compliance function. This is a senior role in which you will serve as the primary point of accountability for all anti-financial crime (AFC) obligations in the United States, acting as the principal contact for regulators and owning the end-to-end BSA/AML programme.

You will bring deepexpertisein crypto-asset regulation, a proven ability to build andmaintainregulator relationships, and the operational rigour to manage audits, examinations, and cross-functional compliance initiatives in a fast-moving fintech environment.

What You’ll Do

Regulatory Oversight & Reporting

• Own all regulatory filings and reporting obligations, including SARs, CTRs, and other BSA-mandated reportssubmittedto FinCEN.

• Serve as the primary liaison to US regulators and agencies including FinCEN, OFAC, the IRS, and relevant state financial services regulators.

• Monitor and interpret developments in the US regulatory landscape,particularly BSA, FinCEN guidance, OFAC sanctions rules, and Travel Rule requirements and translate these into actionable compliance updates.

ProgrammeManagement

• Implement, and continuously improve the firm’s BSA/AML and sanctions complianceprogramme, policies, and procedures.

• Lead the management of independent audits and regulatory examinations, coordinating internal stakeholders and ensuringtimely,accurateresponses.

• Support government and regulatory requests relating to assets held by the company, acting as the authoritative internal point of contact.

Cross-Functional Leadership

• Partner with Legal, Product, Operations, and Technology teams to embed compliance requirements into business processes and new product development.

• Provide clear, practical, andcommercially-awarecompliance guidance to senior leadership and the Board.

• Identifygaps and drive improvements in the firm’s AFC controls, escalating material risks appropriately.

What We’re Looking For

Experience & Qualifications

• US citizen or US person with the right to hold a regulated compliance role.

• Bachelor’s degree or equivalent professional experience.

• 5+ years in a compliance or regulatory managerial role at a fintech, financial institution, or regulatory body, including 3+ years with direct oversight of regulatory filings.

• Demonstrated experience managing regulatory examinations and independent audits.

• Strong working knowledge of the US regulatory environment as it applies to crypto assets, including BSA, FinCEN regulations, OFAC sanctions, and the Travel Rule.

• Prior hands‑on experience in the crypto or digital asset industry is essential.

• CAMS, ICA, or equivalent recognised compliance certificationrequired.

Skills & Attributes

• Subject matterexpertiseacross AML, sanctions, fraud, and anti‑bribery and corruption (ABC) frameworks.

• Commercially astute — able to balance regulatoryrigourwith business pragmatism and translate complex obligations into workable solutions.

• Confident communicator with the ability to influence senior stakeholders,present toleadership, and build trusted relationships with regulators.

• Highly organised self‑starter who takes ownership of projects frominceptionto completion and thrives in a fast‑paced, high‑growth environment.

• Ability to manage competing priorities across multiple regulatory domains andjurisdictions.

• Excellent written and spoken English.

Must-Haves

• Prior experience working within the crypto / digital asset industry.

• Active CAMS, ICA, or equivalent compliance certification.

• In-depth knowledge of the BSA Travel Rule and its operational requirements.

US citizenship or eligibility to act as a regulated MLRO in the United States.

About Asset Reality

Asset Reality provides the infrastructure needed to manage seized and operational assets end‑to‑end. Our Platform combines a global system of record with government‑grade digital asset custody infrastructure, replacing fragmented legacy workflows across physical and digital asset lifecycles. Already trusted by agencies and regulated practitioners worldwide to handle more than 1,500 seizures and $1 billion in seized asset transactions, our Platform supports complex, high‑sensitivity, cross‑jurisdictional workflows with strict security, auditability, and compliance.

By standardising processes from seizure to disposal and sourcing to deployment, Asset Reality is the modern infrastructure layer underpinning asset recovery and criminal disruption, improving outcomes for victims and governments.

Are you excited by the idea of building new solutions from the ground up? At Asset Reality, we are passionate about solving the challenges of asset recovery, and we want to grow our team with others who share that passion. We offer competitive salary, benefits, and commission, and as an early‑stage startup, we provide a unique opportunity for financial reward that goes beyond the monthly salary through equity. Learn more at www.assetreality.com.

Privacy Notice

Asset Reality will process the personal information you provide as part of your application, including your CV, contact details, employment history, qualifications, and recruitment‑related communications, for the purposes of assessing your suitability for employment, managing the recruitment process, and meeting legal obligations. We retain recruitment records for up to 12 months following completion of the recruitment process unless a different retention period is required by law. By submitting an application, you acknowledge that you have read and understood our Candidate Privacy Notice. For questions about how we process your personal information, please contact [e-mail].