BSA Officer / Money Laundering Reporting Officer (MLRO)

kast.xyz; New York (NY); On-site; USD 150,000 - 230,000; Full time

Job summary

kast.xyz is seeking a BSA Officer / MLRO in New York to lead the AML/CFT program, ensuring compliance with FinCEN regulations and maintaining liaison with U.S. partners. You will govern policy design, risk assessments, and regulatory reporting.

Responsibilities include overseeing transaction monitoring, SAR/CTR filings, CIP/EDD for high-risk entities, and sanctions screening, while driving awareness and training across the organization.

Qualifications

• Minimum 5+ years of direct BSA/AML compliance, financial crime prevention, or MLRO experience at a U.S. financial institution, sponsor bank, or fintech company.

Responsibilities

• Design, implement, and continuously update BSA/AML/OFAC policies, procedures, and risk assessments to align with FinCEN guidelines and sponsor bank requirements.
• Act as the primary point of contact for U.S. partners for AML/BSA audits, compliance reporting, policy approvals, and regulatory reviews.
• Oversee automated transaction monitoring systems to detect suspicious patterns, investigate alerts, and determine SAR/CTR filings.
• Maintain robust CIP and execute EDD on high-risk accounts, PEPs, and complex entities.
• Ensure real-time screening against OFAC, PEP, and global watchlists.
• Manage responses to FinCEN 314(a)/314(b) requests, law enforcement subpoenas, and regulatory inquiries.
• Prepare and present updates to CEO and Board on BSA program state, risk typologies, and alert metrics.
• Develop and deliver annual BSA/AML training for personnel and management.

Skills

AML compliance

Regulatory knowledge

Risk management

Tools

AML monitoring software

Sanctions engines

Case management tools

Job description

BSA Officer / Money Laundering Reporting Officer (MLRO)

Department: Legal & Compliance

Employment Type: Full Time

Location: New York

Description

We are seeking an experienced BSA Officer / MLRO to lead, manage, and execute our Anti- Money Laundering (AML), Counter-Financing of Terrorism (CFT), Office of Foreign Assets Control (OFAC), and Bank Secrecy Act (BSA) program.

In this role, you will serve as the primary operational authority responsible for protecting our platform against financial crime, ensuring strict compliance with FinCEN regulations, and serving as the direct liaison to our U.S. Partners.

Responsibilities

• Program Governance & Strategy: Design, implement, and continuously update the
  company’s BSA/AML/OFAC policies, procedures, and risk assessments to align with
  FinCEN guidelines and sponsor bank requirements.
• Partner Bank Oversight: Act as the primary point of contact for our U.S. partners for all
  AML/BSA audits, compliance reporting, policy approvals, and regulatory reviews.
• Transaction Monitoring & SAR Filings: Oversee automated transaction monitoring
  systems to detect suspicious patterns, investigate escalated alerts, and make
  independent determinations regarding Suspicious Activity Report (SAR) and Currency Transaction Report (CTR) filings.
• KYC / CIP & Enhanced Due Diligence (EDD): Maintain robust Customer Identification Programs (CIP) and execute EDD on high-risk accounts, Politically Exposed Persons (PEPs), and complex corporate entities.
• Sanctions & Watchlist Screening: Ensure real-time, ongoing screening against OFAC, PEP, and global watchlists.
• Regulatory Reporting & Requests: Manage responses to FinCEN 314(a)/314(b)
  information requests, law enforcement subpoenas, and regulatory inquiries.
• Reporting to the Board: Prepare and present periodic updates on the state of the BSA program, risk typologies, and alert metrics directly to the CEO and Board of Directors.
• Training & Culture: Develop and deliver annual BSA/AML training tailored to all
  personnel, executive management, and relevant operational teams.

Qualifications & Skills

• US Location (Mandatory): Must be legally authorized to work in and physically reside in the United States.
• Experience: Minimum 5+ years of direct BSA/AML compliance, financial crime
  prevention, or MLRO experience at a U.S. financial institution, sponsor bank, or fintech company.
• Regulatory Expertise: Deep operational knowledge of the Bank Secrecy Act, USA PATRIOT Act, FinCEN rules, OFAC sanctions, and FFIEC exam guidelines.
• Technical Proficiency: Experience configuring and working with modern AML
  transaction monitoring software, sanctions engines, and case management tools.