US Head of Risk & Regulatory Strategy (Equity)

Nubank; Virginia; Hybrid; USD 260,000 - 450,000; Full time

Benefits offered by this job

Equity eligibility

Medical Insurance

Dental and Vision Insurance

Life Insurance and AD&D

Parental leave

Learning platform access

Language learning program

Mental health support

401K / Savings Plans

Work-from-home allowance

Relocation assistance

Job summary

Nubank is seeking a Senior Head of Risk US to lead the independent oversight of all risk disciplines for the US operation. You will interact with regulators, the US Board, and senior leadership to build a high-performing risk function in a fast-moving fintech environment.

You will oversee risk across credit, market, liquidity, operations, and financial crime, while partnering with engineering and technology teams to advance risk infrastructure and enable strategic growth.

Qualifications

• 15+ years of experience in risk management within financial services with US market focus.
• Deep expertise in the US regulatory environment (OCC, Fed, FDIC) and direct regulator engagement.
• Experience building or transforming a risk function from early/mid-stage to a mature framework.
• Strong understanding of all risk disciplines, including AML/Cyber, with emphasis on control environment.
• Fintechs or challenger banks background preferred; traditional banks with adaptability also considered.
• Credit risk experience valued but not primary focus; global credit support available.

Responsibilities

• Build and lead a comprehensive US risk management framework (credit, market, liquidity, operational, financial crime, compliance).
• Develop a risk appetite framework and metrics aligned with the US Board's tolerance.
• Establish dashboards, early warning indicators, and reporting processes for timely risk insights.
• Serve as Secretary to the US Board Risk Management Committee; coordinate agendas/minutes.
• Engage with US regulators and maintain proactive regulatory relationships.
• Lead day-to-day US risk surface management and collaborate with global heads.
• Partner with engineering/tech teams to embed risk infrastructure and enable growth.
• Manage and develop the US risk team and foster a high-performance culture.

Skills

Risk management

Regulatory engagement

Stakeholder management

Leadership

Education

Bachelor's degree

MBA / MSc Finance / JD or CFA / FRM preferred

Job description

Nubank is seeking a Senior Head of Risk US to lead the independent oversight of all risk disciplines for the US operation. You will interact with regulators, the US Board, and senior leadership to build a high-performing risk function in a fast-moving fintech environment.

You will oversee risk across credit, market, liquidity, operations, and financial crime, while partnering with engineering and technology teams to advance risk infrastructure and enable strategic growth.