Universal Banker - Limerick

QNB Bank; Limerick (Montgomery County); On-site; USD 32,000 - 48,000; Full time

Job summary

QNB Bank in the United States is seeking a versatile Universal Banker to support walk-in customers through consultative selling and accurate transaction processing. You will build lasting relationships, handle deposits and loans, and ensure compliance with bank policies.

The role requires strong communication, teamwork, and problem-solving, with training in QNB's Service Excellence and certification. Availability across branch hours, including holidays, is expected, with opportunities to mentor

Qualifications

• Interpersonal skills to represent the Bank positively with customers.
• Strong reading, writing and arithmetic abilities.
• Completion of the Universal Banker Certification and renewals annually.
• Ability to stand for long periods and work in a banking environment.
• Adherence to compliance and security procedures per regulations.

Responsibilities

• Builds customer relationships by representing QNB to customers in a courteous, confidential, and professional manner.
• Opens, closes, and services all deposit products and may process loan disbursements.
• Balances cash drawer and TCR; performs branch transactions and related duties.
• May assist in training personnel and participate in committees (e.g., Safety).
• Ensures branch cash and settlement processes are completed accurately.
• Supports community involvement through local volunteer or charitable activities.
• Completes required compliance training and applies it to duties.
• Maintains branch hours including holidays and weekends.
• Performs additional duties as assigned.

Skills

Interpersonal skills

Communication skills

Cross-selling

Customer service

Problem solving

Team motivation

Education

High School diploma or equivalent

Universal Banker Certification

Some college courses preferred

Job description

GENERAL DUTIES AND RESPONSIBILITIES

1. Models Q2 Service and Sales programs with creativity and energy such that goals are achieved, and quality standards are met or exceeded. Takes personal initiative and is a positive example for others to emulate.
2. Builds customer relationships by being accountable for representing QNB to the customer in a courteous, confidential, and professional manner, and for providing prompt efficient and accurate service in processing transactions through consultative selling and cross-selling in a positive manner.
3. Evaluates customer needs through the use of open-ended questions and refers customers to the appropriate resource.
4. Opens, closes, and services every type of deposit product, able to take and disburse loans.
5. Perform branch functions requiring an in-depth knowledge of branch transactions. Including but not limited to performs paying and receiving Financial Service Representative functions accurately balances cash drawer and/or a Teller Cash Recycler (TCR) at the end of the day, ATM, Vault Settlement, etc.
6. May ensure daily office settlement.
7. Assists in the training of personnel and may be a member of a committee (i.e. Safety Committee) and train personnel on the information obtained from attending committee meetings.
8. Assists in processes and prepares branch cash and settlement.
9. Able to relate to other people beyond giving and receiving instructions.
10. Supportive of community through involvement and participation in local volunteer and/or charitable organizations.
11. Completes assigned compliance training in a timely manner and demonstrates ability to apply training to their duties and responsibilities.
12. Required availability of all operating branch hours which can include holidays and weekends.
13. Assumes additional job-related duties as requested.

REQUIRED TRAINING, EXPERIENCE AND EDUCATION

1. Must be proficient in all aspects of job.
2. High School diploma or equivalent.
3. Complete Universal Banker Certification Checklist and fulfill re-certification requirements annually.
4. Interpersonal skills to represent the Bank in a positive way when dealing with both internal and external customers.
5. Regularly required to stand for prolonged periods of time – all day if necessary.
6. Successful in motivating team members in all aspects of QNB's Service Excellence.
7. Ability to lift and maneuver 25-30-pound coin bags.
8. Communication skills that model QNB's sales efforts; including the ability to identify and fulfill customers' current and future needs.
9. Requires strong reading, writing and arithmetic skills. Completion of high school, vocational training or equivalent (completion of some college courses preferred but not required).
10. Fulfill QNB compliance in operations and security procedures by adhering to government regulations, QNB policy, and established procedures.
11. This position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results.
12. PA Notary as needed by the Branch (To be determined by Branch Manager). If required, PA Notary must be maintained by completing renewal package prior to Notary Expiration.
13. Ability to solve problems and carry on without supervision.

PREFERRED TRAINING, EXPERIENCE AND EDUCATION

1. Successful completion of Banking Fundamentals and Consumer Lending.
2. Must have strong product knowledge and actively champion and coach for Q2 Sales and Service, referrals and product campaigns.