Universal Banker

Kids for the Future; Florida; On-site; USD 42,000 - 54,000; Full time

Job summary

Kids for the Future in Doral, FL seeks a Universal Banker to deliver full-service banking and outstanding customer care. You will perform teller transactions, identify cross-sell opportunities, assist with account openings, and handle funds transfers while maintaining regulatory compliance.

The role involves supervising tellers, balancing cash, auditing processes, and addressing client needs with professionalism. FDIC/equal opportunity employer.

Qualifications

• Minimum of three years of banking experience, primarily in branch operations.
• Knowledgeable of banking regulations, BSA compliance, anti-money laundering.
• Excellent business acumen and customer service skills.
• Strong verbal, written and presentation abilities.
• Proficient with Microsoft Office (Word, Excel).
• Completion of cross-selling and account opening training.
• Completion of USCB teller training.

Responsibilities

• Proficient in teller transactions.
• Identify cross-sale opportunities and referrals to meet production goals.
• Maintain contact with clients, respond to questions, and resolve problems.
• Assist customers with account openings and changes to accounts.
• Handle funds transfers, address inquiries, and process routine requests.
• Grow revenue through loans, deposits, and other banking products.
• Establish new accounts in the community while servicing existing customers.
• Supervise tellers, coordinate workflow and offer teller line support.
• Perform daily/weekly/monthly auditing and reporting per policy.
• Monitor ATM/debit fraud alerts and take action as needed.
• Assist with fraud and identity theft issues; manage Regulation E disputes.
• Balance cash drawer and vault; prepare reports and schedules.
• Participate in training seminars and branch meetings.

Job description

• Location 2301 NW 87th Avenue,Doral, FL, 33172,United States

The Universal Banker is r esponsible for assisting customers with all their banking needs. Provides full service to customers and non-customers seeking banking information and identifies potential opportunities for cross-selling and possible referrals. Provides exceptional customer service.

Requirements

Essential Duties and Responsibilities:

• Proficient in teller transactions.
• Understands its individual goal and purpose to enhance the company’s performance.
• Identifies and evaluates client’s needs by utilizing financial profiles to determine cross-sale opportunities to meet production objectives.
• Maintains frequent contact with clients, returning all incoming calls and addressing problems/questions.
• Assists customers with the account opening process, following the Bank’s guidelines.
• Assists customers with changes of address requests, profile updates, funds transfers’ request, call backs and all other inquiries.
• Responsible for growing revenue through loans, deposits, and other banking products.
• Increase profits by establishing new accounts within the community while servicing established customer base.
• Assists in resolving customer problems beyond the supervisory level in all operational areas.
• Performs BSA enhanced due diligence through daily monitoring of various customer transaction reports.
• Monitors debit/ATM fraud alerts and takes appropriate action.
• Assists customers with fraud and/or identity theft issues.
• Handles Regulation E disputes and adjustments for the bank’s customers.
• Manages the operation, security, servicing, and balancing of all branch ATMs
• Completes and files various bank reports on a quarterly basis.
• Participates in monthly branch manager meetings.
• Performs daily, weekly, monthly, and quarterly auditing and reporting established by the bank’s policies and procedures.
• Participates in training seminars in all operations areas.
• Supervises duties of tellers, coordinating their workflow and schedules and assist on teller line.
• Ensures that all tellers handle themselves in a businesslike/professional manner in handling the customer needs.
• Assists Tellers with out-of-balance reconciliations ensuring appropriate corrections are made.
• Informs and updates team about all operational, procedural and policy changes.
• Identifies red flags to detect fraud and prevent losses to the Bank.
• Ensures all transactions performed are in accordance with established policies and procedures.
• Prepares weekly Teller work schedules and all work assignments to ensure all time periods are covered.
• Prepares daily totals and corresponding tickets for batch transactions.
• Handles customer inquiries regarding basic account information.
• Monitors and maintained an adequate supply of currency and coins.
• Balances cash drawer and vault according to established schedule and performance standards.
• Performs other duties as assigned.

Job Requirements:

• A minimum of three years of banking experience, primarily in branch operations.
• Knowledgeable of banking regulations, BSA compliance, anti-money laundering laws and regulations.
• Possess excellent business acumen and customer service skills.
• Excellent verbal, written and presentation skills.
• PC proficient in Microsoft Office applications including Word and Excel.
• Completion of cross-selling and account opening training.
• Completion of USCB teller training.

MEMBER FDIC/EQUAL OPPORTUNITY/AFFIRMATIVE ACTION EMPLOYER/DRUG FREE WORKPLACE