Universal Banker

Australia-Employment; Encinitas (CA); On-site; USD 54,000 - 65,000; Full time

Benefits offered by this job

Healthcare

401(k)

Disability coverage

Paid time off

Career growth

Community involvement

Job summary

Boutique Commercial Bank in Encinitas is seeking an experienced Universal Banker to join our branch. This role blends teller responsibilities with new accounts, servicing, wires and business banking support.

You will handle deposits, wire requests, online banking questions and maintain compliance with BSA/AML. The position offers stability, growth opportunities and a collaborative local team.

Qualifications

• 2+ years of branch banking experience
• Experience processing deposits, withdrawals and other banking transactions
• New account opening experience preferred
• Knowledge of basic branch banking procedures and regulations

Responsibilities

• Process customer deposits, withdrawals, transfers and other daily teller transactions
• Handle cashier’s checks, loan payments, stop payments and account inquiries
• Assist customers with debit card and online banking questions
• Process domestic, international and foreign currency wire requests
• Perform cash verification and assist with branch cash-related responsibilities
• Develop relationships with both business and consumer banking customers
• Follow BSA/AML, CIP, OFAC and other banking compliance requirements
• Assist with branch opening and closing procedures as needed

Skills

Branch banking

Customer service

Cash handling

Communication

Attention to detail

Job description

Universal Banker

$54000 - $65000 per year | Encinitas, CA | On-site | Permanent

Boutique Commercial Bank | High Visibility + Career Growth

A bit about us:

We are seeking an experienced Universal Banker to join the Encinitas branch of a relationship-focused commercial bank. This role is ideal for someone with a strong teller or branch banking background who is comfortable handling daily transactions while also supporting new accounts, account servicing, wires and both business and consumer customers.

This position is open due to an internal move within the bank and offers an opportunity to continue building experience across branch operations in a smaller, highly collaborative banking environment.

Why join us?

• Comprehensive benefits including healthcare, 401(k), disability coverage and paid time off
• Strong internal growth and career mobility
• Broader exposure across business and consumer banking
• Relationship-focused environment with direct access to leadership
• Collaborative team where you can expand beyond traditional teller responsibilities
• Strong local presence and community involvement

Job Details

Responsibilities

• Process customer deposits, withdrawals, transfers and other daily teller transactions
• Handle cashier’s checks, loan payments, stop payments and account inquiries
• Assist customers with debit card and online banking questions
• Process domestic, international and foreign currency wire requests
• Perform cash verification and assist with branch cash-related responsibilities
• Provide support with opening new consumer and business accounts
• Complete account maintenance and customer service requests
• Conduct OFAC, Biz Chex and ChexSystems inquiries
• Follow BSA/AML, CIP, OFAC and other banking compliance requirements
• Assist with branch opening and closing procedures as needed
• Develop relationships with both business and consumer banking customers
• Work closely with other members of the branch and broader banking team

Qualifications

• 2+ years of branch banking experience preferred
• Teller, Universal Banker, Personal Banker, Relationship Banker or similar experience
• Strong experience processing deposits, withdrawals and other banking transactions
• Previous new account opening experience preferred
• Experience working with business accounts is a plus
• Knowledge of basic branch banking procedures and regulations
• Strong customer service and communication skills
• High level of accuracy and attention to detail
• Comfortable handling cash and working within established banking controls
• Ability to work with both automated and manual banking processes

Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions.

Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance.