Universal Banker

Jobot; Encinitas (CA); On-site; USD 54,000 - 65,000; Full time

Benefits offered by this job

Healthcare

401(k)

Disability coverage

Paid time off

Job summary

Boutique Commercial Bank in Encinitas seeks an experienced Universal Banker to handle daily teller transactions and support new accounts, wires, and customer service for both business and consumer clients.

The position offers a path for growth within a collaborative banking environment, with comprehensive benefits and a strong local presence in the community.

Qualifications

• 2+ years of branch banking experience preferred.
• Teller, Universal Banker, Personal Banker, Relationship Banker or similar experience.
• Strong experience processing deposits, withdrawals and other banking transactions.
• Previous new account opening experience preferred.
• Experience working with business accounts is a plus.

Responsibilities

• Process customer deposits, withdrawals, transfers and other daily teller transactions.
• Handle cashier’s checks, loan payments, stop payments and account inquiries.
• Assist customers with debit card and online banking questions.
• Process domestic, international and foreign currency wire requests.
• Perform cash verification and assist with branch cash-related responsibilities.
• Provide support with opening new consumer and business accounts.
• Complete account maintenance and customer service requests.
• Conduct OFAC, Biz Chex and ChexSystems inquiries.
• Follow BSA/AML, CIP, OFAC and other banking compliance requirements.
• Assist with branch opening and closing procedures as needed.
• Develop relationships with both business and consumer banking customers.
• Work closely with other members of the branch and broader banking team.

Job description

Boutique Commercial Bank | High Visibility + Career Growth

Salary: $54,000 - $65,000 per year

We are seeking an experienced Universal Banker to join the Encinitas branch of a relationship-focused commercial bank. This role is ideal for someone with a strong teller or branch banking background who is comfortable handling daily transactions while also supporting new accounts, account servicing, wires and both business and consumer customers.

This position is open due to an internal move within the bank and offers an opportunity to continue building experience across branch operations in a smaller, highly collaborative banking environment.

Why join us?

• Comprehensive benefits including healthcare, 401(k), disability coverage and paid time off
• Strong internal growth and career mobility
• Broader exposure across business and consumer banking
• Relationship-focused environment with direct access to leadership
• Collaborative team where you can expand beyond traditional teller responsibilities
• Strong local presence and community involvement

Responsibilities

• Process customer deposits, withdrawals, transfers and other daily teller transactions
• Handle cashier’s checks, loan payments, stop payments and account inquiries
• Assist customers with debit card and online banking questions
• Process domestic, international and foreign currency wire requests
• Perform cash verification and assist with branch cash-related responsibilities
• Provide support with opening new consumer and business accounts
• Complete account maintenance and customer service requests
• Conduct OFAC, Biz Chex and ChexSystems inquiries
• Follow BSA/AML, CIP, OFAC and other banking compliance requirements
• Assist with branch opening and closing procedures as needed
• Develop relationships with both business and consumer banking customers
• Work closely with other members of the branch and broader banking team

Qualifications

• 2+ years of branch banking experience preferred
• Teller, Universal Banker, Personal Banker, Relationship Banker or similar experience
• Strong experience processing deposits, withdrawals and other banking transactions
• Previous new account opening experience preferred
• Experience working with business accounts is a plus
• Knowledge of basic branch banking procedures and regulations
• Strong customer service and communication skills
• High level of accuracy and attention to detail
• Comfortable handling cash and working within established banking controls
• Ability to work with both automated and manual banking processes

Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions.

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