Universal Banker

MidWestOne Bank; Coralville (IA); On-site; USD 30,000 - 42,000; Full time

Job summary

A leading banking institution seeks a Universal Banker I to provide excellent service in retail banking transactions. This entry-level role involves engaging customers, resolving issues, and contributing to sales goals, making it a great opportunity for growth in the financial sector. With robust benefits and a supportive culture, MidWestOne Bank is dedicated to empowering its employees.

Benefits

Competitive base compensation

Career development opportunities

Paid Time Off

401(k) Retirement Plan with company match

Medical, Dental, and Vision insurance

Wellness Program

Free banking services

Employee Stock Ownership Plan

Take Your Dog to Work Day

Employee Rally Day

Qualifications

• Entry-level bank role with customer service emphasis.
• 1-2 years experience in customer service preferred.
• Banking experience is a plus.

Responsibilities

• Processes teller transactions and assists customers.
• Engages in community for cross-selling and growth.
• Resolves customer complaints related to accounts.

Skills

Customer Service

Sales

Problem Solving

Education

High school degree or equivalent

Job description

Overview

Small enough to care. Big enough to deliver.

The Universal Banker I role is an entry level retail banking role responsible for conducting banking transactions and serving bank customers. Establishes and updates retail services that meet the customer’s need, resolves complaints and offers appropriate resolutions. Opens basic deposit accounts as needed.

Responsibilities

• Processes teller counter transactions with a variety of complexity and helps to answer customer questions and service needs.
• Actively engages in the local community, including cross-selling and generating new lines of business with a focus on growing deposits.
• Recommends appropriate retail accounts and services by explaining unique features and benefits to the customer.
• Meet individual sales & customer service goals, which will actively contribute to overall branch goals.
• Informs customers of services offered by other business lines and connects customer to an appropriate banker, when appropriate.
• Uses bank technology and resources to keep customer information current and inform them of additional ways we can meet their needs.
• Overcomes customer concerns and resolves any complaints related to deposit account transactions.
• Assists customers with a variety of retail service needs including but not limited to:
  • Personal ATM/Debit cards (i.e. ordering and closing cards, resolving transaction errors, handling fraudulent transactions);
  • Overdraft protection services;
  • Handling of check orders;
  • Updating address and customer contact information;
  • Handling wires and other electronic transfers;
  • Establishing personal online banking services and assisting with basic navigation questions.
• Serves as a resource to assist less experienced staff with transactions as needed; handles and is accountable for overrides processed with those transactions.
• Locates and resolves offages for self and assists with other retail associates, as needed.
• Performs a variety of branch operational duties on a daily, weekly, monthly basis (i.e. opening closing duties, balancing of accounts, completion of night drop and mail logs, etc.).
• Serves as backup support for basic account opening and ownership updates.
• May fill in at various retail branch locations, as needed.
• Actively participates in community events to represent MidWestOne Bank, assists with customer outreach, and demonstrates support for company culture.
• Performs other duties as assigned.

Qualifications

• High school degree or equivalent with some related work experience.
• In addition to education, prefer 1-2 years of experience in a customer service-related role.
• Banking or financial experience is preferred.

Created By : Compensation Range

The Perks!

• Competitive base compensation with additional performance-based incentives (incentives vary depending on role)

• Career development and continuous learning opportunities
• Paid Time Off, Paid Holidays, Parental/Grandparent Leave, and more
• 100% vested 401(k) Retirement Plan with company match
• Medical, Dental, and Vision insurance
• Flex spending plan & Health savings accounts with employer contribution
• Student Loan Debt Reduction Program
• Employee Stock Ownership Plan
• Employer provided group life insurance with option to purchase additional life insurance for you and your family members
• Employer provided long term and short term disability insurance
• Additional Insurance options to meet your personal needs: Critical Illness and Accident insurance, and Hospital Indemnity
• Wellness Program
• Free banking services and other financial services discounts
• Take Your Dog to Work Day in June
• Employee Rally Day- a day of celebration and recognition!

RISE stands for Retention, Innovation, Support, and Empowerment. Through RISEwe aspire to create and sustain a culture of respect and belonging that is reflected in the workplace and the communities we serve.

Let's build something great, together.