Underwriting Consultant, National Accounts Property, Wholesale

CNA Insurance; Plano (TX); Hybrid; USD 72,000 - 141,000; Full time

Job summary

CNA Insurance, the Cardinal brand, is seeking an Excess & Surplus Underwriting Consultant to lead the overall management, analysis, and development of a highly complex book of business in National Accounts Property, Wholesale. The role is hybrid and located in markets nationwide; typically 3–10+ years of underwriting experience and a bachelor's degree are required.

You will mentor other underwriters, influence pricing and policy, and collaborate with agencies and brokers to achieve profitable

Qualifications

• Bachelor's degree or equivalent experience; professional designations preferred.
• Typically eight years of underwriting experience.
• Strong communication, negotiation, and presentation skills.

Responsibilities

• Assess highly complex underwriting risks using diagnostic and systematic analysis.
• Determine pricing for complex risks with minimal oversight.
• Develop pricing strategies and underwriting policies.
• Build and maintain agency/broker relationships in the assigned territory to reach profitable outcomes.
• Mentor less experienced underwriters and support training.

Skills

Underwriting expertise

Communication

Analytical thinking

Problem solving

Leadership

MS Office

Education

Bachelor's degree or equivalent experience

Job description

You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.

JOB DESCRIPTION:

When you join the Cardinal, a CNA brand, National Accounts Property, Wholesale team as an Excess & Surplus Underwriting Consultant, you are responsible for the overall management, business development, analysis and monitoring of a highly complex book of business. You will be recognized as a technical expert in underwriting ground-up monoline policies. Under general management direction, you will work within broad limits of authority on assignments requiring a high degree of technical complexity and coordination.

This hybrid role will work 4 days per week in the market from our local offices in California, Arizona, Colorado, or Texas.

As determined by CNA and depending on the applicant’s experience and/or qualifications, candidates may be hired into one of three Underwriter positions: Underwriting Specialist, Underwriting Consultant, or Underwriting Consulting Director. Typically, 3-10+ years of related experience.

Essential Duties & Responsibilities

Performs a combination of duties in accordance with departmental guidelines:

• Works on highly complex underwriting risks employing diagnostic and systematic analysis to assess acceptability. Develop specialized endorsement language for highly complex risk.
• Determines appropriate pricing of complex risks for assigned book of business based on financial and competitive analysis in line with compliance requirements and with little oversight needed from superiors.
• Makes recommendations on underwriting policy and pricing strategy.
• Analyzes quality, quantity, and profitability of highly complex risks underwritten; prepares and presents reports to management.
• Markets products and services through agencies or through the brokerage community and makes field visits.
• Develops and maintains agency and/or broker relationships with large producers within the assigned territory to reach positive and profitable outcomes on complex, high-risk business.
• Keeps current on state/territory issues and regulations, industry activity and trends. May participate in industry trade groups.
• Mentors and guides less experienced underwriters and assists in the development of underwriting training.
• Utilizes advanced functionality in relevant CNA systems to perform day-to-day activities.
• Responsible for special underwriting projects and presentations.

Reporting Relationship

Manager or above

Skills, Knowledge And Abilities

• Advanced technical expertise, underwriting skill and high level of knowledge of insurance and underwriting principles, practices and procedures.
• Strong communication, negotiation and presentation skills. Ability to effectively interact with all levels of CNA's internal and external business partners.
• Advanced analytical and problem-solving skills, with the ability to manage and prioritize multiple projects.
• Ability to deal with ambiguous situations and issues.
• Creativity in resolving unique and challenging business problems.
• Knowledge of Microsoft Office Suite and other business-related software.
• Demonstrated leadership skills.

Education And Experience

• Bachelor's degree or equivalent experience. Professional designations preferred.
• Typically, a minimum eight years underwriting experience.

In certain jurisdictions, CNA is legally required to include a reasonable estimate of the compensation for this role. In District of Columbia, California, Colorado, Connecticut, Illinois, Maryland, Massachusetts, New York and Washington, the national base pay range for this job level is $72,000 to $141,000 annually. Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location. CNA offers a comprehensive and competitive benefits package to help our employees – and their family members – achieve their physical, financial, emotional and social wellbeing goals. For a detailed look at CNA’s benefits, please visit cnabenefits.com.

CNA utilizes AI-enabled technology during the recruiting process. For more information, please visit our careers page.

CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact [e-mail]