Underwriting Consultant, National Accounts Property, Wholesale

CNA Insurance; Scottsdale (AZ); On-site; USD 72,000 - 141,000; Full time

Benefits offered by this job

Comprehensive benefits package

Job summary

CNA Insurance is seeking an Excess & Surplus Underwriting Consultant to manage complex underwriting risks and relationships. This hybrid role requires at least eight years of underwriting experience and advanced technical expertise. You will work on pricing strategies and mentor junior staff. A Bachelor’s degree or equivalent experience is necessary. Salary ranges from $72,000 to $141,000 annually, depending on experience and location, plus a comprehensive benefits package.

Qualifications

• Minimum eight years of underwriting experience.
• Advanced understanding of insurance and underwriting principles.
• Ability to effectively interact with all levels of partners.

Responsibilities

• Manage and analyze highly complex underwriting risks.
• Determine pricing based on financial and competitive analysis.
• Develop and maintain relationships with large producers.

Skills

Advanced technical expertise

Communication skills

Analytical skills

Leadership skills

Negotiation skills

Problem-solving skills

Knowledge of Microsoft Office Suite

Education

Bachelor's degree

Professional designations

Job description

JOB DESCRIPTION

When you join the Cardinal, a CNA brand, National Accounts Property, Wholesale team as an Excess & Surplus Underwriting Consultant, you are responsible for the overall management, business development, analysis and monitoring of a highly complex book of business. You will be recognized as a technical expert in underwriting ground-up monoline policies. Under general management direction, you will work within broad limits of authority on assignments requiring a high degree of technical complexity and coordination.

This hybrid role will work 4 days per week in the market from our local offices in California, Arizona, Colorado, or Texas.

Essential Duties & Responsibilities

• Works on highly complex underwriting risks employing diagnostic and systematic analysis to assess acceptability. Develop specialized endorsement language for highly complex risk.
• Determines appropriate pricing of complex risks for assigned book of business based on financial and competitive analysis in line with compliance requirements and with little oversight needed from superiors.
• Makes recommendations on underwriting policy and pricing strategy.
• Analyzes quality, quantity, and profitability of highly complex risks underwritten; prepares and presents reports to management.
• Markets products and services through agencies or through the brokerage community and makes field visits.
• Develops and maintains agency and/or broker relationships with large producers within the assigned territory to reach positive and profitable outcomes on complex, high-risk business.
• Keeps current on state/territory issues and regulations, industry activity and trends. May participate in industry trade groups.
• Mentors and guides less experienced underwriters and assists in the development of underwriting training.
• Utilizes advanced functionality in relevant CNA systems to perform day-to-day activities.
• Responsible for special underwriting projects and presentations.

Reporting Relationship

Manager or above

Skills, Knowledge And Abilities

• Advanced technical expertise, underwriting skill and high level of knowledge of insurance and underwriting principles, practices and procedures.
• Strong communication, negotiation and presentation skills. Ability to effectively interact with all levels of CNA's internal and external business partners.
• Advanced analytical and problem-solving skills, with the ability to manage and prioritize multiple projects.
• Ability to deal with ambiguous situations and issues.
• Creativity in resolving unique and challenging business problems.
• Knowledge of Microsoft Office Suite and other business-related software.
• Demonstrated leadership skills.

Education And Experience

• Bachelor's degree or equivalent experience. Professional designations preferred.
• Typically, a minimum eight years underwriting experience.

As determined by CNA and depending on the applicant’s experience and/or qualifications, candidates may be hired into one of three Underwriter positions: Underwriting Specialist, Underwriting Consultant, or Underwriting Consulting Director. Typically, 3-10+ years of related experience.

In certain jurisdictions, CNA is legally required to include a reasonable estimate of the compensation for this role. In District of Columbia, California, Colorado, Connecticut, Illinois, Maryland, Massachusetts, New York and Washington, the national base pay range for this job level is $72,000 to $141,000 annually. Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location. CNA offers a comprehensive and competitive benefits package to help our employees – and their family members – achieve their physical, financial, emotional and social wellbeing goals. For a detailed look at CNA’s benefits, please visit cnabenefits.com.

CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact [e-mail].