Underwriting Analyst - TSS

Triple-s Management; Montgomery (AL); On-site; USD 65,000 - 90,000; Full time

Job summary

Triple S is seeking an Underwriting Analyst in Guaynabo, PR. The role involves preparing analyses, making recommendations, and supporting pricing decisions for renewing and new clients under established underwriting guidelines.

Responsibilities include evaluating group rates, ensuring data adequacy, and collaborating with Sales on rate negotiations. A BA/BS in a quantitative field and 1 year of underwriting or risk analysis experience are preferred.

Qualifications

• Bachelor’s Degree in Finance, Mathematics, Statistics, or another quantitative field preferred.
• 1 year of underwriting, risk analysis, or related experience preferred.
• Strong analytical skills with ability to interpret data, assess risk and make informed decisions.

Responsibilities

• Evaluate and review rates for new groups and active groups.
• Make sound analyses with recommendations based on guidelines.
• Communicate with account representatives and others to obtain information before quoting rates.
• Determine adequacy of data used in rate determination.
• Identify situations exposing the company to adverse selection and advise on underwriting improvements.
• Collaborate with sales on rate negotiations and explain rate determinations.

Skills

Analytical skills

Data interpretation

Risk assessment

Decision making

Education

Bachelor’s Degree in Finance/Math/Stats

Job description

Position

Underwriting Analyst — Guaynabo, PR

About Us

At Triple S, we are committed to providing meaningful job experiences for valuable people (Gente Valiosa). We encourage an environment of very high ethical standards, always excelling in service, collaboration among the company, agility to deliver timely, and embracing accountability for results. When you join Triple S, you will be key to our efforts on delivering high‑quality and affordable healthcare as well as contributing to our purpose to enable healthier lives. We serve more than one million consumers in Puerto Rico through our Medicare Advantage, Medicaid, Commercial, Life and Property & Casualty businesses. Let’s build healthier communities together, join now!

About the Role

Prepare analysis, give recommendations, and assist in evaluating insurance applications, assessing risks, and determining appropriate coverage and pricing. Responsible for all pricing activities in supporting Sales and Account Management for renewing and new sales clients, guided by underwriting policies and guidelines. This individual utilizes analytical skills, attention to detail, and knowledge of underwriting principles to contribute to the effective and efficient operation of the underwriting department.

What You’ll Do

• Evaluate and review rates for new groups and active groups.
• Make sound and deep analyses with recommendations, based on the guidelines established.
• Communicate with account representatives, clinical personnel, and others to obtain information before determining rates to be quoted.
• Determine the adequacy and appropriateness of data used in the rate determination process.
• Identify situations that expose the company to adverse selection and make recommendations to improve underwriting results.
• Collaborate with sales on rate negotiations and explain the basis for rate determinations.
• Prepare reports to monitor results of the book of business by renewal month and the projected loss ratio.

What You’ll Bring

• Bachelor’s Degree (BA) in Finance, Mathematics, Statistics, or another quantitative field preferred.
• One year of previous experience in insurance underwriting, risk analysis, or related roles preferred.
• Strong analytical skills, with the ability to interpret data, assess risk, and make informed decisions.

Equal Opportunity Statement

It is company policy to seek qualified applicants for positions throughout the company without distinction of race, color, national origin, religion, gender, gender identity, real or perceived sexual orientation, civil status, social condition, political ideologies, age, physical or mental disability, veteran status or any other characteristic protected by law. Drug‑free company. Equality Employment Opportunity/Affirmative Action for Minorities/Females/People with Disabilities/Veterans. Employer with E‑Verify to verify the eligibility of employment of all new employees. We encourage Females, Veterans and disabled people to apply.