Underwriting Analyst- Employee Benefits

Equitable; Charlotte (NC); On-site; USD 55,000 - 65,000; Full time

Job summary

Join a forward-thinking organization as an Underwriting Analyst in Employee Benefits, where your analytical skills will drive decision-making and risk assessment for a diverse block of business. Collaborate with dynamic teams to evaluate renewals and plan changes, all while contributing to the company's financial goals. This role offers the chance to work with innovative tools and practices, ensuring data integrity and effective communication across departments. If you're ready to unlock your potential and make a meaningful impact in your community, this opportunity awaits you.

Benefits

Medical Insurance

Dental Insurance

Vision Insurance

401(k) Plan

Paid Time Off

Spot Bonuses

Short-term Incentive Compensation

Qualifications

• Bachelor’s degree or relevant experience required.
• Strong communication and customer service skills essential.

Responsibilities

• Conduct risk assessment and decision-making for renewals.
• Collaborate with Distribution team to meet financial objectives.

Skills

Data Integrity

Effective Communications

Managing Multiple Priorities

Project Administration

Education

Bachelor’s degree

Relevant hands-on work experience

Tools

Microsoft Excel

Microsoft Word

Microsoft Outlook

Job description

At Equitable, our power is in our people.

We're individuals from different cultures and backgrounds. Those differences make us stronger as a team and a force for good in our communities. Here, you'll work with dynamic individuals, build your skills, and unleash new ways of working and thinking. Are you ready to join an organization that will help unlock your potential?

The Underwriting Analyst, Employee Benefits will be responsible for risk assessment and decision-making for our existing block of business. This individual will work closely with the Distribution team to evaluate renewals and amendments/plan changes, all while keeping the Company’s financial objectives in mind. The Underwriting Analyst will also collaborate with other departments and vendor partners with underwriting-related issues and applicable best practices.

Key Job Responsibilities

• Risk assessment and decision-making on renewals and amendments
• Work closely with the Distribution team to deliver timely renewals, keeping the Company's financial objectives in mind
• Collaborate with other departments and vendor partners with underwriting-related issues and applicable best practices
• Work within Equitable's quoting platform and other rating tools to review and import census files, plan design features, and develop manual rates
• Execute to key KPIs, including, pricing strategy targets, sales targets, persistency and TaT performance

The base salary range for this position is $55,000 - $65,000. Actual base salaries vary based on skills, experience, and geographical location. In addition to base pay, Equitable provides compensation to reward performance with base salary increases, spot bonuses, and short-term incentive compensation opportunities. Eligibility for these programs depends on level and functional area of responsibility.

For eligible employees, Equitable provides a full range of benefits. This includes medical, dental, vision, a 401(k) plan, and paid time off. For detailed descriptions of these benefits, please reference the link below.

Equitable Pay and Benefits : Equitable Total Rewards Program

Required Qualifications

• Bachelor’s degree or relevant hands on work experience
• Established Customer Service skills and experience
• Possesses a high level of reliability, responsibility and organization
• Strong verbal, written and interpersonal communication skills
• Excellent time management
• Proficient with Microsoft Excel, Word and Outlook

Preferred Qualifications

• Group Employee Benefits experience is preferred with familiarity of the following products - Life/AD&D, Dental, Vision, Short and Long Term Disability

Skills

Data Integrity: Knowledge of objectives, terminologies, and approaches of data integrity; ability to ensure the accuracy and consistency of data in various business environments.

Effective Communications: Understanding of effective communication concepts, tools and techniques; ability to effectively transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors.

Managing Multiple Priorities: Knowledge of effective self-management practices; ability to manage multiple concurrent objectives, projects, groups, or activities, making effective judgments as to prioritizing and time allocation.

Project Administration: Knowledge of project administration best practices and ability to use organizational strategies, practices and tools for administering projects.

ABOUT EQUITABLE

At Equitable, we’re a team of over ten thousand strong; committed to helping our clients secure their financial well-being so that they can pursue long and fulfilling lives.

We turn challenges into opportunities by thinking, working, and leading differently – where everyone is a leader. We encourage every employee to leverage their unique talents to become a force for good at Equitable and in their local communities.

We are continuously investing in our people by offering growth, internal mobility, comprehensive compensation and benefits to support overall well-being, flexibility, and a culture of collaboration and teamwork.

We are looking for talented, dedicated, purposeful people who want to make an impact. Join Equitable and pursue a career with purpose.

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Equitable is committed to providing equal employment opportunities to our employees, applicants and candidates based on individual qualifications, without regard to race, color, religion, gender, gender identity and expression, age, national origin, mental or physical disabilities, sexual orientation, veteran status, genetic information or any other class protected by federal, state and local laws.

NOTE: Equitable participates in the E-Verify program.

If reasonable accommodation is needed to participate in the job application or interview process or to perform the essential job functions of this position, please contact Human Resources at [phone] or email us at [e-mail] .